Low cost of living is a big plus for Ajijic

Monday, Oct. 16, was Leslie’s birthday. We celebrated at one of the top-rated restaurants in town — Ajijic Tango. Varied menu, but the Argentine steaks are stars of the show. We had the filet mignon for two — 26 ounces of mesquite-grilled beef, medium rare. We each had half a baked potato and a glass of red wine. We finished off by having two cups of descafeinado (decaf coffee) and splitting a piece of flourless chocolate cake. Total bill with tip was 664 pesos — $35 USD!

Lest you think we made pigs of ourselves with that huge chunk of beef, we did a para llevar (doggy bag) on at least half of it. We had steak on our salads at lunch the next day, and steak-and-eggs for breakfast another morning.

steak-1892
It tasted as good as it looks!

That’s just one indicator of the Lakeside cost of living. Eating out is so inexpensive we often pay cash, especially at lunch.

I got a haircut a few weeks ago. I recall paying 200 pesos in Playa del Carmen. At Joe’s Barber Shop, just down the street, the haircut was only 80 pesos. With a tip, I paid a little over $5 USD. Leslie found a good place for a pedicure, which was only 160 pesos. That’s less than $9 USD. She’s gone back twice for other things.

Groceries, as usual, come from several different places — just like back in the U.S. One favorite spot is Super Lake, known for having lots of items popular with Americans and Canadians but with prices a bit higher than other stores. They have the best selection of gluten-free items. From our receipts, prices in USD:

  • Silk almond milk, 947 ml, $2.23.
  • Orowheat bread, $2.30.
  • President unsalted butter, 200g, $2.99.
  • Schar gluten-free bread, $5.47.
  • Filippo Berrio olive oil, 750ml, $6.79.
  • Pasta, gluten-free, 1 lb., $6.55.
  • One dozen brown eggs, $1.83.

Closer to home is Supermercado El Torito. We were told, “That’s where the Mexicans shop. The gringos shop at Super Lake.” One reason the locals shop at El Torito: lower prices, especially on meats. The grocery selection is not as good as Super Lake or Wal-Mart, but we saw a number of gringos shopping there. We got 1.82 pounds of ground beef at El Torito for $5.25, and two pounds of chicken breasts was about the same.

Tony’s is the best carneceria in our area. For example:

  • About a pound of ground beef, $2.78.
  • Nearly two pounds of chicken breasts, $4.26.
  • Just over a pound of smoked bacon, $3.50
  • A one-pound pork tenderloin, $2.35.

All our fruits and vegetables come from the Wednesday morning tianguis, where the real savings is. You’ll see lots of locals as well as ex-pats.

IMG_1488
These folks always have fresh produce.

We have no idea what individual items cost at our favorite vendor. We put everything into a round plastic bin, they weigh everything individually and we pay the total price. Last week it was 180 pesos, roughly $10 USD, and we got:

  • Eight carrots.
  • One head green-leaf lettuce.
  • Four medium tomatoes.
  • One bunch cilantro.
  • Three white potatoes.
  • Two sweet potatoes.
  • One medium red onion.
  • Two small heads broccoli.
  • One poblano pepper.
  • One-half pound (approx.) green beans.
  • Five large portabella mushrooms.

At a different vendor, we got eight pints of fresh locally grown blackberries, raspberries and strawberries for 170 pesos, or $8.95. And to make my special pico de gallo, I got three medium jalapeños for 5 pesos, roughly 25 cents.

Shopping at the local markets saves money, as you can see. But it’s also a social event. We’re starting to see people we know at both the Tuesday morning organic market and the Wednesday morning tianguis. The organic market is great for home-made hummus, specialty chorizos, nuts, free-range eggs and chicken, and prepared foods such as tamales and tortilla español. It’s a little more expensive than the tianguis.

IMG_1866

Unlike the tianguis, the Tuesday morning organic market is inside a large “eventos,” a hall where people often have large parties. Lots of great stuff here.

Let’s leave food now, I’m getting hungry while typing. The other big expenditure, no matter where you live, is housing. This area, like most we’ve encountered in our travels, has a wide range of available housing for sale and for rent. You can easily buy a nice home here for under $200,000 (all prices are USD), but if you want to be up the hill and have a lake view, that will cost closer to $350,000. Rentals range from less than $500 a month to well over $2,000. The good news for us is that there are rentals with views of the lake that fit our budget.

And unlike other places we’ve lived, Leslie and I have seen a number of homes here. Some on the market and some owned by new friends who’ve been showing us around. Most of the real estate companies have a free home tour once a week. We went on an Ajijic Real Estate tour of five homes. Two were in Racquet Club, a gated community in the San Juan Cosalá neighborhood. They were $269,000 and $349,000. The lower level of the more expensive one could be closed off and rented as a casita, so there was income potential. We also saw a nice 2/2 slightly closer to Ajijic for just $187,000, but the view was not as good.

On our way home from the tianguis one Wednesday, Leslie and I spotted an “open house” sign, so we wandered in. It was a new 3/2.5 in a gated compound. Dwight, the agent on duty, said the price had been reduced to $249,000. It was nice, but the only lake view was from the mirador on the third level. Many Lakeside homes have this feature. It’s usually a small area above the roof where the view is good and you can enjoy a glass of wine and watch the sunset. But in this condo, the mirador was a huge terrace complete with wet bar. You could have a party for 100 people easily!

Prices tend to be lower in the town of Chapala and other surrounding communities, but we prefer Ajijic. Here’s a sampling of what’s on the market right now, all in Ajijic:

  • A 2/2.5 in West Ajijic with lake and mountain views from the mirador. $117,500.
  • A 2/2 with casita (which makes it a 3/3, technically) in Upper Ajijic (north of the carretera, where homes are generally newer. Big yard and view of Lake Chapala. $212,000.
  • A 4/4 in tony Raquet Club on a double lot with a private pool, mirador and casita. $639,000.
  • And for the high rollers, there’s this one in Upper Chula Vista. Stunning, and only $850,000. Unfortunately, it just sold.

If Leslie and I were to choose this area, we would definitely rent for at least a year, and if that works out we would most likely try to find a place with a three- to five-year lease option. The rental market is good right now, but lots of gringos are coming to Lakeside, so prices may go up.

Rents vary by area and whether or not there’s a lake view. We know someone who’s renting a 2/2 just off the main road in San Antonio Tlayacapan for $350/mo. It’s small and not in a subdivision, but it has a gated carport and a nice mirador. You can also find luxury properties on the hillside that rent for $2,500/mo. or more. Other possibilities include:

  • A 3/2.5 in Upper Ajijic (north of the main road) with a small view of the lake. $700/mo.
  • A 3/2 in San Antonio Tlayacapan close to Wal-Mart and other shopping, but no views. $950/mo.
  • A 2/2 with study in Los Sabinos. No lake view but great outdoor space. Taxes, HOA fees, utilities and gardener included. $1,500/mo.
  • A 2/2 in Puerta Arroyo with lake and mountain views, a nice lawn, great patio, and a jacuzzi. $1,750/mo.

All that stacks up well with the other Mexican cities we’ve lived in, and in some ways Lake Chapala costs are slightly lower. Of course, it’s all less expensive than living in Chicago’s western suburbs.

Last post from Mexico coming up soon!

Hasta luego!

mercado-1854.jpg
It’s best to get to the tianguis early. I took this a little after noon, and the crowds have already thinned out.

 

 

Living in Playa, and a side trip to Tulum

As we near the end of our time in Playa del Carmen, let’s examine the cost of living in this neat little beach town. That’s always a major factor in deliberations over where we will spend our retirement.

Meals in Playa restaurants seem a bit higher than in some of the other Mexican cities we’ve lived in. That’s probably because we’ve been to places that cater almost exclusively to tourists. We’ve paid only a bit less than we would expect to pay at similar quality restaurants in places like Naperville, Westmont or Downers Grove. If we lived here, we would go more often to places the locals frequent. They’re usually less expensive.

More important for us is the cost of groceries, because we dine in more often than we dine out. Unfortunately, there is no central mercado here, as there was in San Miguel de Allende and Mérida. Mega is the closest American-style grocery store. We know them from other Mexican cities and they’re generally okay. Our purchases there included:

  • almond milk, 946ml, $2.51.
  • toothpaste, 4.5 oz., $2.32.
  • premium orange juice, 1L, $2.29.
  • ground beef, 19.7 oz., $4.42.
  • chicken breasts, 38 oz., $5.88.
  • olive oil, 750ml, $7.65.
  • dozen eggs, $.98.
  • Advil, 200mg, 24-pack, $3.44.
  • Orowheat multi-grain bread, $2.42.
priest-1773
Dac Market is open-air. No walls or doors. See the baskets? Those are your “shopping carts.”

There are a number of markets that sell frutas y verduras (fruits and vegetables). Our favorite is the Dac Market, where you can get nuts, chiles, spices and dried fruits, such as raisins, in bulk. This market is larger than most neighborhood fruit stands, and their produce is definitely better than the big chain stores. Here’s a sample:

  • carrots, 27 oz., $.54.
  • limes, 21 oz., $.58.
  • white onions, 23 oz., $.60.
  • romaine lettuce, $1.11.
  • zucchini, 19 oz., $.30.
  • raisins, 12 oz., $1.08.
  • avocado, 15 oz., $1.83.
  • white potatoes, 17 oz., $.46.
IMG_1769
Colorful jars of bulk spices and seeds at Dac Market.

Meat and fish tend to be better at a carneceria or pescaderia. There are two meat shops and two fish vendors close to us. A few days ago, Leslie went to Pescaderia El Mero Mero and bought some very nice grouper for dinner. The owner told Leslie his shop had provided the fish for a Mexican television version of “Top Chef” that featured Rick Bayliss. Good enough for Rick, good enough for us! Leslie picked out two whole fish, then the owner’s assistant filleted them on the spot — fresh, never frozen. We ended up with four six-ounce fillets for less than $10 USD. And what Leslie did with it was muy sabroso!

Real estate is also important, and Playa is a little different from other places we’ve lived. Vacation rentals are everywhere, especially between the main road (Highway 307) and the beach. There are no high-rises here, only condo buildings three to five stories high.

IMG_1765
Typical new condo building. At one time, developers were limited to three stories. Now, five is the max.

And there are more on the way. If you’re a construction worker and you need a job, come to Playa. Several condos or hotels are under construction.

Real estate sales pitches tend to tout income potential — buy a condo in PDC for your vacations and rent it out whenever you’re not here. That’s not for us, but it’s normal here. And prices are all over the map. There’s a third-floor, two-bedroom condo for sale in our building, Aqua Terra, for $245,000 USD. They had an open house last week and we took a look. There’s a rooftop area that would be great for entertaining or sunbathing, but the view is nothing special.

Then there’s a two-bedroom unit in condo-hotel Aldea Thai, right on our favorite beach. It has a private pool and says it has “great views” but none of the photos show an ocean view. It seems a bargain at only $650,000 USD. Right across the street, they’re hard at work on Ocean Residences, one of many new luxury condo buildings. We talked about looking at the model, but haven’t done it yet.

Want to spend more? I found listings online up to $10 million USD. If you’re looking for a bargain, you’ll need to look outside Highway 307 or in some of the smaller towns between Cancún and Tulum. Buying on the Riviera Maya would take a lot of research, figuring out exactly where you want to be, then spending a lot of time with a good agent. There are a lot of properties for sale here.

Rentals, as noted, tend to be vacation rentals rather than long-term. Go on Airbnb or VRBO and you’ll find luxury properties that will set you back $500 a night or more, USD. We were lucky to grab something in our budget. I found long-term rentals online, but there are few bargains at $1,500 USD a month and more. There was one listing in Tulum for $1,000 USD a month. It’s a nice two-bedroom house with good outdoor spaces, but it’s not close to the beach and you would need a car to get anywhere.

So, does Playa stay on the list or not? That’s coming up in the next post!

Living on the Riveria Maya would not be boring, though. There are lots of attractions on this stretch of the Yucatan Peninsula that runs essentially from Puerto Morelos (just south of Cancún) in the north to Tulum in the south. There’s also the island of Cozumel, a 40-minute ferry ride from Playa, where scuba diving and snorkeling are big business. We visited Tulum last week to see more Mayan ruins.

Castle-1757
“The Castle” at Tulum. When Leslie and Stephanie were here many years ago, people could climb those stairs to the top. The authorities don’t allow that anymore because at least one person was injured in a fall here, according to our guide.

Leslie and her daughter Stephanie went to Tulum nearly 30 years ago when they were on a cruise. Back then, she says, the site consisted of “the castle” and not much else. Archeologists have uncovered much more of the site now, and it’s amazing. There’s even restoration work being done right now on a building that’s in danger of collapse.

Our guide Dan told us Tulum was probably the last city the Maya built.

priest-0986
One of the few houses still standing at Tulum. Our guide said this was the home of the high priest. There are lots of foundations inside the walls of Tulum. Priests and other high-ranking Maya lived here while most lower-class people lived in villages outside the walls. 

Next time, I’ll review our five weeks in Playa del Carmen and let you know if we’ll be coming back any time soon. Spoiler alert: The humidity here is often greater than 90 percent!

Hasta luego!

Playa is a little different, seven years later

Leslie and I spent Christmas 2010 with daughter Stephanie in Playa del Carmen. In fact, this is the only place in our travels so far that we have actually been to before. Back then, we rented a two-bedroom condo near the beach for about a week, spent nearly every day at Kool Beach Club and sampled some excellent restaurants. We’re back, almost seven years later, and a lot has changed.

IMG_1673
Pedestrian-friendly Fifth Avenue is Playa’s top draw.

Quinta Avenida (Fifth Avenue) is still the hot spot in Playa but it seems busier now, with even more opportunities for tourists to spend their money.

On our first stroll down that famous pedestrian-only  street, we were attacked by at least a dozen vendors who aggressively tried to sell us something, thinking we were tourists. Easy assumption to make, I suppose.

I saw one or two restaurants that looked vaguely familiar. Otherwise, big changes. The little wine bar the three of us enjoyed more than once in 2010 — gone. The Mayan-themed restaurant where I got some great cochinita pibil (a traditional Yucatecan pork dish) — it’s Guy Fieri’s Restaurant now. I guess that’s called progress.

We got in last Saturday, unpacked and got settled, then decided to revisit Kool Beach Club on Monday. I remember it as being a place with great food and drinks, and a DJ that played techno-beat electronic junk music that annoyed me.

kool-
Back at Kool Beach Club!

Until I caught my toes tapping to the beat. Then I heard the overlay change — something dropped in and something else dropped out. The music was changing, evolving, interesting to listen to. But the beat was the same. Hard. Driving. Constant. Not annoying anymore — fascinating. Didn’t read much in my book after that.

Well, the beach has changed. The music isn’t nearly as good, and a couple of new condo-hotels have been built, making the beach more crowded. The food is still great at Kool Beach Club. We had some terrific fish tacos Monday and will probably return several times over the next month.

Changes are not limited to the beach and Fifth Avenue. Playa del Carmen (pop. about 150,000) isn’t laid back anymore. It looks like they’ve built condo buildings all over the place in the last few years, especially between the beach and Avenida 30, a major thoroughfare.

IMG_1677
New condos along Calle 34, near our condo.

In 2010, PDC was centered on Fifth Avenue establishments catering to the tourist trade. Not anymore. There are restaurants and boutique hotels along 1st Avenue, 10th Avenue and all along the calles in between (avenidas, or avenues, go north-south while calles, or streets, run east-west).

One big downside to Playa is the lack of an English-speaking Protestant church. We loved St. Paul’s Anglican Church in San Miguel de Allende, as well as St. Mark’s Anglican Church in Mérida. Christ Church by the Sea in Puerto Vallarta (also Anglican) was OK, too. Unfortunately, that denomination apparently has no presence in Playa del Carmen, or anywhere in the state of Quintana Roo. There are non-denominational churches in neighboring cities like Tulum (about an hour south) and Puerto Morelos (about 30 minutes north) but nothing in PDC that might meet our needs.

Same with expat groups. Leslie found three groups on Facebook, but all appear to be geared toward real estate. We haven’t connected with any other expats yet.

We’ll be here in Playa until July 15. That should give us time to experience this little beach town and visit other possible retirement locations, such as Bacalar (on a lake near the border with Belize) and Tulum.

IMG_1676
We’re in a modern two-bedroom condo across the street from PDC’s major sports complex, where I join the locals to go jogging around the cinder track every morning. 

As for the weather, it’s hot and humid — really humid. But temps here are in the upper 80s F. instead of the upper 90s as they were in Mérida. Humidity, though is consistently high, so we start sweating when we walk out the door. Nice breeze at the beach, though.

More next time!

IMG_1674
The pool in Aqua Terra, our home for the next month. Not as private as our digs in Merida, but it’s nice. And the big saltwater “pool” is just a few blocks away!

 

 

Rent or buy? The big question for ex-pats

I’ve already given you an idea about available real estate in San Miguel de Allende and Puerto Vallarta, as well as our European stops. Now, even though Leslie and I won’t be relocating to Mérida, I want to give you an idea of what you might find if you were looking to rent or buy here. But first let’s back up a bit and talk about real estate in general.

Buying real estate in Mexico is very different from in the U.S., and not just because all the paperwork is in Spanish. This article from the Yucatan Times explains a lot about those differences. It’s a few years old but still valid. And here’s something from our favorite magazine, International Living. I can’t tell when this was first published, but the information is good. If you want to know more, just Google “buying real estate in Mexico.”

The big question is whether to rent or buy. Most gringos, especially those who live nine months or less in Mexico and the rest somewhere else, prefer to rent rather than buy. Dennis and Sandy, our friends from Puerto Vallarta, are renters. They actually have a five-year lease on a condo with an ocean view in one of the fancy high-rises in Marina Vallarta. It works for them because they go back to Wisconsin to spend the summer with family. Lots of people do that. When the rainy season arrives, they head north. We’ve met a number of people in all three cities, however, who are just beaming because their Mexican permanent residency has been approved. Those are the folks who buy, and they find they can afford a lot more house here in Mexico than they can in, let’s say, Naperville, Ill.

Now let’s get specific about Mérida. One downside to this city is the condition of some houses in the historic area, where lots of gringos live. Leslie and I have walked past facades of some very nice houses, and right next door is a hovel or an empty shell. The upside to that, and in general to living in Mérida, is that you are in a Mexican neighborhood with Mexican people as your neighbors, rather than a bunch of ex-pats. Our friend Frank Krieger says that’s why he bought in Santiago many years ago — the local people are warm, friendly, caring folks. And once you get to know them, they’ll do anything at all for you.

IMG_1646
See the houses down the block? Nice-looking, well-kept homes suitable for ex-pats, but on the same block with this place. And there are many houses that look a lot worse. This place could be vacant, or there could be a Mexican family living here. Many locals simply don’t have the resources to upgrade, or even paint, their homes. 

Yet another caveat regarding Mérida is the plumbing, especially in centro. The pipes are too small to handle toilet paper, so you can’t flush paper down the toilet. Instead, you carefully place used TP in the trash. I know what you’re thinking, and you’re right.

Two of our new friends from St. Luke’s Anglican Mission, Harrington and Ricci, remodeled a house and put in new plumbing and an updated septic system. Their bathrooms are now up to U.S. standards, but that’s still rare except in the newer parts of town and in new construction.

And if you’re looking for a fixer-upper here in Mérida, you’re in luck. You can score a two-bedroom home in the Santiago neighborhood for less than $50,000 USD, some as low as $35,000 USD. At that price, though, expect to spend at least $100,000 or more to make it livable — to improve the plumbing and put in a pool. But if you do that, you have the house you want in a good location at a bargain price.

Okay, renovation is not your style. Check out this four-bedroom, three-bath home in Santa Ana neighborhood, with pool, for $229,000. Then there’s a more modest two-bedroom, two-bath house, listed as a historic property for only $129,000 — not sure where it is, though. Of course, if you want to pay more, you might be interested in this two-bedroom, three-bath home for $460,000 USD. It’s stunning, and it would probably list for at least twice that price north of the border.

Rentals seem a bit expensive, especially in centro, because rental and property management agencies — such as Remixto, probably the biggest — consider them “vacation rentals,” so they can run over $100 a night USD. The houses on Yucatan Premier’s website, however, are all long-term rentals. Most are in North Mérida, so a car would be essential but at least you’d be close to Costco! This site is interesting because some properties are listed in pesos and some in dollars. Always pay in pesos, if you can. Right now, the property listed for $16,000 pesos a month would actually set you back merely $864 USD a month. And if the peso drops again, it would cost less.

There are a lot of good things about houses in Mérida. Pasta tiles, for example. The next post will tell you what a pasta tile is, and will have lots of great information Leslie has compiled about the unique architectural facets of homes here.

A few photos to leave you with:

IMG_1640
I mentioned the Santiago mercado in the last post but had no good photos. It was a little after 10 a.m. on a Saturday here, so the mercado is not very busy. Most people shop early. The lady on the left is my favorite vendor. She writes down the prices and adds them up for the gringo. That keeps me from sheepishly handing her a $500 peso bill to pay for lettuce and tomatoes that actually cost $30 pesos or less.
IMG_1642
Doesn’t this look great? Those are Mexican squashes, and they’re very good. Leslie says they are like a cross between and winter and summer squash. The locals use them as a side dish and to make soups. I think they taste a bit like zucchini. 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Merida: Costs are low, too bad about the heat

If you’ve been following us since the beginning of this sojourn, almost eight months ago, you know Leslie and I are looking for a place to live in retirement where we will “never be cold again.”  So imagine my surprise when my lovely wife said to me: “I’ve learned one thing living in Mérida. It is possible to be too hot.” Yep. And, I might add, too humid.

It is incredibly hot here. Oppressive heat. Excessive sweating heat. Two showers a day heat. And we’ve been asked to use the air conditioners in the house sparingly because they use a ton of electricity and it’s supposedly quite expensive. If a house uses too much electricity, the state government can charge a higher rate. But what prompted Leslie’s comment is the amount of fun we had on Tuesday (May 23).

We had finished breakfast and were planning our day when the power went out. AC was not on in any room at the time, but we checked to make sure no breakers had been tripped. They had not. We contacted the rental agent for this house and she said it was a city-wide power failure. Later in the day, we learned that the entire Yucatan Peninsula was affected, from Cancún to Campeche. We heard that even parts of Mexico City were affected. This, on a day when the high in Mérida was forecast to be over 100° F. and the heat index around 105°. We spent most of the day in the pool.

B83F0797-C51C-46FD-A3AA-C396BB0BB5C2
We’re smiling because this was our refuge from the heat during the power outage. Somehow, the pool water stays fairly cool even when it’s 100 degrees or more every day.

So even though we have about two weeks left here, Mérida is officially off our list. I still want to tell you about the cost of living here, because it seems to cost less to live here than in the other two Mexican cities we have tried. That makes it hard to eliminate this city, but there are reasons other than the heat and I’ll explain them in the final post from here.

This is strictly anecdotal, but taxis seem to charge less here than in Puerto Vallarta, for example. A ride I would have expected to pay $70 to $80 pesos for in PV was only $50 pesos here. Leslie bought two new pair of shoes a few days ago for about half what the same shoes would have cost in the U.S. There’s a small farmacia (drug store) right off Santiago Park where I bought some Advil, 24 tablets, for $2.70 USD.

Restaurant prices seem generally lower here — even lower than in other Mexican cities. I took Leslie out for dinner on Mother’s Day (even though she’s not my mother) at Apoala, a nice place that features food from the Mexican state of Oaxaca (wah-HAH-kah). Leslie had sea bass and I had a roast pork dish with black beans. Dinner for two, with wine, was about $60 USD. We would easily have paid over $100 in the U.S. for that meal. And we enjoyed breakfast this morning at Maize, Canela (cinnamon) y Cilantro. I had Mexican-style eggs (scrambled with tomatoes, onions, serrano peppers and chorizo) and refried black beans while Leslie had an omelet stuffed with chaya (a Yucatan green, similar to spinach). With one hibiscus tea and one cup of coffee, the total bill was $170 pesos — less than $10 USD.

Grocery store prices vary somewhat, as usual, depending on the store. Here’s a brief list of purchases at the three supermercados we’ve been to so far — Mega, Soriana and Wal-Mart:

  • premium OJ, 1L, $1.14
  • oatmeal, 800g, $1.62
  • rice, 900g, $.85
  • medium red onion, $.33
  • gluten-free bread, $5.17
  • almond milk, 946ml, $2.49
  • bacon, 227g, $4.18
  • 1 dozen eggs, $1.07
  • boneless, skinless chicken breasts, 1K, $4.73
  • paper towel roll, $1.41
  • coffee, 340g, $5.00
  • cilantro bunch, $.36

Contrast that with the mercado near Santiago Park, where lots of locals shop. A bag of limes — 13 of them — cost five pesos. Five. That’s only 27 cents USD at today’s exchange rate. At Nature’s Best in Westmont, where we used to shop regularly, you might get five-for-a-dollar on special. We also bought two nice Mexican squash and two large zucchini, all for 38 pesos, or two dollars.

At the other end of the market spectrum is the weekly Slow Food Market, where prices are higher but so is the quality. We pay roughly $30 pesos ($1.62 USD) for a bundle of lettuce — several different kinds — that usually lasts all week. Another vendor sells homemade hummus for $50 pesos, which is $2.71 USD. Closer to prices in U.S. stores, but frankly some of the best hummus we’ve tasted. Then there’s the sausage lady, the tamale guy, the gringo couple selling smoked meats, and the woman who sells various cuts of lamb. All high quality but on the pricey side — relatively.

And tonight we’re going to a performance by the Yucatan Symphony Orchestra at Teatro José Peón Contrearas.  I paid $400 pesos for two main-floor seats. That’s about $22 USD for two tickets. The cheapest orchestra-level seats at Symphony Center for a Chicago Symphony Orchestra concert are $56 a pop. Okay, that’s like comparing a nice Honda Accord to a BMW 7-series, I know. But you get the idea.

As for real estate, it’s a mixed bag. We’ve walked past a lot of really nice updated homes in the Santiago neighborhood sitting right next to a run-down rat hole. Sometimes between two run-down rat holes or empty shells. And we haven’t seen much outside our neighborhood. I’ll do a little more research and report on real estate prices next post.

IMG_1632
Just wanted to leave you with a shot of our pool. It’s small but deep, so we can cool off.

More photos next time — I hope! Hasta luego!

 

 

 

 

How does Puerta Vallarta stack up?

Before the main event (and because there are not a lot of pics this time), here’s a photo I thought I had posted before but realize now that I never put it up for all to see. John and Anne Mixen came to Puerto Vallarta for a well-deserved vacation just a few days after we arrived here on March 1.

Amigos-1445
We met John and Anne for drinks and watched an amazing sunset.

After a number of emails and texts, we met our old Naperville friends for drinks at the Lighthouse and dinner at Victor’s in the marina, followed by great conversation on the patio of our temporary home. It was great to see them again and catch up.

Now let’s talk pesos and dollars. Any consideration of where to live in retirement includes the cost of living. That’s a big factor in our decision, along with climate and a few other things. So let’s take a look at what it costs to live here in Puerto Vallarta.

We shop for food in several places, just like we did back in the States. The two major Mexican supermarkets are Soriana and Comercial Mexicana. Here’s a taste of what it costs to shop in an American-style supermercado (all numbers have been converted to U.S. measurement, and prices are in dollars at today’s exchange rate):

  • Lavazza coffee, 12 oz., $8.00
  • rice, 26.5 oz., $1.23
  • Colgate toothpaste, 4.6 oz., $2.04
  • oatmeal, 2.2 lbs, $1.07
  • gala apples, 23.8 oz., $.68
  • sliced deli ham, 17.6 oz., $5.39
  • olive oil, 25.4 oz., $5.28
  • gluten-free pasta, 12 oz., $2.61
  • loaf of 12-grain bread, $2.01
  • dozen eggs, $1.21

In San Miguel de Allende, and in Alicante, Spain, we shopped for fresh fruits and vegetabels at the mercado where the locals go. Puerto Vallarta is big city, so there isn’t one central market. We go to El Mercado Palmar de Aramara. It’s a neighborhood market, and we see lots of locals there. Here’s what we got this week:

  • pineapple (gold), $.69
  • carrots, 24.7 oz., $.48
  • red onion, $.59
  • raisins, 35.27 oz., $3.20
  • cauliflower, 35.27 oz., $1.09
  • white onions, 46.56 oz., $.45
  • cucumbers, 22.57 oz., $.93
  • Italian zucchini, 41.62 oz., $1.33
  • radishes, 35.27 oz., $.80

Obviously, we try to get fresh produce at the mercado whenever possible, but we have to take a bus or a taxi because it’s too far to walk. The bus is $15 pesos for both of us to ride. That’s less than a dollar US.

IMG_1484
Mexican buses are not much to look at, but they get us where we need to go. There are no routes, as such. You just look at the front window as the bus approaches. If you want to go to Centro, for example, hop on this one! And do you see the speed bump? Mexico LOVES speed bumps! They’re everywhere!

Taking a taxi is usually about $70 or $80 pesos, which is less than five dollars US. Transportation is not a big expense here in PV, but if we lived here permanently we would definitely need a car.

We usually have breakfast and lunch at home, as well as the evening meal most nights. Dinner out is always fun because there are a lot of excellent restaurants in PV, especially in the marina. We found a great place in the marina for seafood, Las Palomas Doradas. On our first visit, Leslie had mahi-mahi Veracruz style and I had — OK, I don’t remember what I had, but we both had a glass of wine and the bill was $38.25 US. On our second visit, we both had shrimp dinners with wine and paid less than $50 US. Plus, since it was a repeat visit, we got dessert free. There’s also a great Argentine restaurant, Rincon de Buenos Aires, where we both had steak with red wine and paid $57.85 US.

Is there expensive food too? Yes, we’ve had lunch twice at a gourmet burger spot, where Leslie had a glass of wine and I tried some Mexican craft beers. That ran us about $30 US, but the burgers are really good! And we have reservations next weekend at Puerto Vallarta’s top-rated restaurant (according to Trip Advisor), Tintoque, where we will celebrate daughter Stephanie’s birthday! That will be more on a par with high-end restaurants in the Chicago area. I’ll let you know.

There seems to be a lot of property on the market at any given time, which you would expect in a place like PV. There are also a lot of real estate agents, including some expats who prey on serve other expats. So I checked a reputable place, Coldwell Banker. Just so you know, CB on Main Street in Downers Grove has the best real estate agent in the Chicago suburbs, Slav Polinski. Slav, you should come down here! Anyway, the CB office in Marina Vallarta has a range of properties. These are some of the condos available (single-family homes are generally a bit higher):

  • A 1,200-square-foot, two-bedroom, two-bath in the Marina Golf complex for just $175,000. Overlooks the marina and the mountains.
  • A 1,732-square-foot, two-bedroom, two-bath in the Porto Fino complex for $395,000. It’s beachfront, on the seventh floor near the elevator, with views of the Bay of Banderas.
  • And just for comparison, a 4,000-square-foot, two-bedroom, three-bath penthouse in luxurious Bay View Grand for a mere $1.1 million. Two terraces, bars inside and outside, and a private pool. Here’s the listing, in case you want to dream a bit.

The Romantic Zone is another popular area of Puerto Vallarta. It’s in the centro, the older part of PV, and you can find homes with a little more Mexican character here. Just looking at the Coldwell Banker website, there are two-bedroom condos from $155,000 US up to $1.2 million US. For $599,000, you buy a two-bedroom, two-bath overlooking Los Muertos Beach, and it’s a penthouse with amazing ocean and beach views, plus a BBQ grill.

And that’s just from one agency, and just looking at their website. There are many other options. (Google “Puerto Vallarta real estate” if you’re interested.) Real estate here in PV is all over the map, literally and figuratively. For vacation rentals, the same thing. There are nice properties for rent under $1,000 US a month, and there are some ocean-front penthouses that rent for that same price, but per week!

In general, we think prices might be a little better in San Miguel or some of the other places we’ve visited. But we’re not done yet! At the end of April we head for the next destination, Mérida, capital of the state of Yucatan. More on that later.

Let’s close with a look at that sunset we enjoyed with our friends back in March. This is a regular occurrence here on Mexico’s Pacific coast.

PV Sunset-1455
Sunset as seen from El Faro, The Lighthouse in Marina Vallarta. We have a pretty good view from the patio of our condo, too!

Hasta luego!

 

 

 

San Miguel is Number One. Just like the Chicago Cubs!

Back when I was working, my good friend and colleague John Peterson and I always made it through depressing pro football and basketball seasons in Chicago by saying, “How long until spring training?” (OK, the Blackhawks are winners, but neither of us understands hockey!) Well, spring training has begun anew. And this year, the Cubs are defending World Series Champions!!!

The Cubs are Number One, and apparently so is San Miguel de Allende.  No, we haven’t reached a final decision, but if we had to choose today our retirement home would be SMA. Will we be here  when the Cubs win the 2017 World Series? Can’t answer that one yet. We’ve still got several places to see.

We’re both a little surprised that we like Mexico so much. I always felt that our primary focus for a retirement home would be Europe, probably Spain, and it might still be that. So why is San Miguel the leading contender right now?

img_1358
The iconic Parroquia, the beautiful parish church that dominates SMA’s “skyline.” As the sun shifts during the day, the colors change. So it looks different in the afternoon than in the morning.

The climate here is just great — warm and dry. It’s been as low as 69º F. and as high as 81º F. for daily highs, with humidities usually below 50 percent. And there’s very little rain this time of year. In the six weeks we’ve lived here it has rained twice, both times at night and only briefly. Local expats tell us that during the “rainy season” it either rains at night or for an hour or two in the afternoon. All-day rain or thunderstorms — very rare. Yes, it gets cool at night, but it rarely gets into the 40s until the wee hours, like 4 or 5 a.m. We’re snug in bed then. And in the dead of summer, daytime highs are slightly higher but nothing excessive because we’re at 6,200 feet altitude. Those who have been here awhile say to expect highs in the mid to upper 80s and lows around 60º F. We can handle that!

San Miguel, as noted in earlier posts, has an extensive arts scene with concerts, plays, operas, ballets, films, lectures and tons of art galleries. Many restaurants have live music on the weekends. One of our friends at St. Paul’s Anglican Church — and a long-time expat — put it best when he said, “I try to limit cultural events to one per day.” St. Paul’s is yet another reason to choose SMA. Good group of people there, and we like the rector, a retired Episcopal bishop from the States. There are also a number of charities here with many opportunities to volunteer. So we could stay pretty busy if we lived here. Or not.

Another person from St. Paul’s told us she has a good friend in the real estate business and can help us find a long-term rental. Lots of people come down here for six to nine months and rent their homes when they’re not here.

img_1371
This is a boveda ceiling in one of SMA’s many churches. Lots of buildings have this unique brick work ceiling. It’s even in some homes. Go here to see a two-minute video showing how they do it.

Then there’s the food. We love the fresh local produce we get at the mercados, and the meat we get at the carnicieras. But SMA also has a ton of great restaurants, from hole-in-the-wall chicken joints with locals lined up out the door, to high-end places with top-flight international chefs and stunning views. One could never go hungry in San Miguel.

International Living magazine touts Mexico as 2017’s top retirement country. Last year, I think, it was Panama. There are a lot of positives about San Miguel, and about Mexico in general:

  • Mexico boasts one of the strongest economies in the western hemisphere right now.
  • It’s close to the U.S., so we can get back relatively quickly and without great expense in case there’s a family emergency.
  • Health care here is excellent, as we noted with Leslie’s visit to the podiatrist. And we have friends who always see a dentist while they’re here to get crowns and root canals — just as good as in Chicago at one-third the cost, they say.
  • There are many creature comforts in Mexico, like theaters, shopping centers, good cell phone and internet coverage. In the cities, even the small ones, there’s nothing third-world about this country.
  • The cost of living in general is low, especially if you pay in pesos. Friday morning we met another couple at a popular breakfast spot and had a lovely meal for a little over $500 pesos — about $25 USD. For FOUR people.
  • There are a lot of other expats here, mostly from the U.S. and Canada, but some from the U.K. and other countries.

OK, what are the downsides:

  • There are a lot of other expats here, mostly from the U.S. and Canada, but some from the U.K. and other countries. No, that’s not a mistake. Too many gringos is a problem. It tends to drive prices, especially home prices, higher.
  •  We will need to learn more Spanish. We’re getting by OK with limited knowledge, but if we’re going to live here we need better command. And we would have to do that if we chose Spain, too.
  • We’ll have to adjust to time here, and how things are done. This is Mexico, things don’t always go as smoothly and perfectly as in the States. Even though they don’t do siesta here in San Miguel, mañana is a way of life. You have to be patient sometimes.

    img_1365
    Traffic can be a problem in SMA, but drivers are much more courteous here than in the U.S.

So we have a lot to think about. But now it’s on to the beach town of Puerto Vallarta on Mexico’s Pacific coast. We have already connected with the expat community there, and we’ve signed up for a dinner on Thursday night after we arrive Wednesday afternoon. This group has lots of social events like dinners and happy hours — every week!

The condo we’ve rented from a Canadian guy named Hal is very different from all the places we’ve lived in on this trip. It’s a modern townhouse in a gated community called Marina Vallarta. It’s on a fairly busy street, but it backs up to a golf course. We have three bedrooms and a huge outdoor area with a plunge pool. It’s nowhere close to the historic centro. We will be able to walk to the marina area and to the beach, but we’re unsure about how to access the local produce in farmers markets, as were able to do in Spain and to a lesser extent in Malta. Hal says taxis and buses are plentiful and cheap. We’ll be in Vallarta for two months — all of March and April.

Next post from Puerto Vallarta!

44552eb3-10e9-4c99-b0f2-1fa8eec84026
Go Cubbies!

 

 

Muchos pesos, no muchos dolares

You may have heard that the exchange rate between U.S. dollars and Mexican pesos is great and getting better. That’s good for us, not so good for people here in Mexico.

money
Mexican cash is colorful! The smallest bills are $20 pesos. The coin on the left is $10 pesos, on the right $2 and $5.

When we lived in Westmont, we got a weekly “allowance” from our favorite ATM on Ogden Avenue. Here, I’m getting a little more and hitting the ATM more often, but that’s because we use cash more frequently. Many restaurants and shops don’t take plastic. Likewise, tickets for concerts, lectures and other events.

One of our reasons for living in another country is the cost of living, so let’s talk about that, starting with the cost of food. Here are a few items we bought several days ago at el Comer, known locally as “Mega.” All prices have been converted to USD:

  • Reynolds aluminum foil roll, $1.13.
  • Loaf of whole wheat bread, $1.96.
  • Jumex orange juice, 900ml, 69¢.
  • Lavazza coffee, 12 oz., $7.37.
  • Barilla penne pasta gluten-free, 12oz., $4.91.
  • Hellman’s mayo, 190g, 89¢.
  • Four gala apples, $2.21.
  • Olive oil, 250ml, $1.72.

But we buy most of our food at the Saturday organic market just down the street, or at the public mercado just north of the main plaza. We get great produce at low prices. They don’t give receipts and I can’t remember the exact prices, but less than Mega.

img_1407
Greens at the Saturday organic market. 

On our way home from the public mercado, we stop in to a carneceria, a butcher shop. We’ve gotten some excellent pork chops, ground beef and mild chorizo there. Better quality and lower prices than Mega.

Why even go to Mega, you ask? For coffee (we really like Lavazza brand, which we discovered in Malta), some paper products, a few other things we can’t get at the mercado.

Restaurant prices — again, there’s a range of prices. The anniversary dinner we enjoyed Monday night at one of SMA’s high-end places cost about what we would pay at our former haunts, such as Bakersfield, our favorite Westmont eatery, or Devon, the great seafood place in Oak Brook Terrace. Lunch today, on the other hand, was just $200 pesos with tip. That’s not even ten bucks for two people having lunch.

Other costs. Dry cleaning, we pay $45 pesos per item, or about $2.20 USD. Leslie got a mani/pedi a week ago and paid $300 with tip, less than $15 USD. I’m scheduled for a haircut tomorrow. They tell me it will be $250 pesos. Got some very nice Mexican wines a few days ago for just over $10 USD a bottle. Our buddy Ken Stevens would appreciate that!

img_1404
Great-looking zanahorias, carrots.

Housing costs are all over the place, but for the most part they are fairly consistent with prices in the Chicago area. One local real estate agency is advertising a three-bedroom newly built home with high ceilings and a rooftop entertainment area. It’s just over 1,600 square feet and is listed for $139,000 USD, but it’s nowhere close to the Centro where you find most of the restaurants, bars, galleries and shops. Still a good price. Centro properties can be more than $1 million USD, but the same agency has a three-bedroom with over 3,000 square feet listed for $850,000 USD. Includes a two-car garage and a rooftop terrace.

Rental rates also vary, depending on location, of course. One agency’s website lists a two-bedroom in the El Encanto neighborhood for only $950 USD a month, but you definitely need a car to get anywhere. The same agency has a gorgeous 2/2 in San Antonio, within a 15- to 20-minute walk to Centro, for only $1,140 USD a month. It includes a garage and rooftop terrace. And nearly all rentals are fully furnished. Some sales are, too!

Two interesting things about real estate here. First, all the agencies list their prices in U.S. dollars, which should tell you who they’re marketing to. Second, there is apparently no multiple-list service like in the States. And we’ve heard the agencies do not cooperate with each other. Go to a local Coldwell Banker agency, for example, and they will only show you their own listings. That might be an issue for our friend, Slav Polinski of the CB office on Main Street in Downers Grove, the best real estate guy in the western suburbs!

One thing we have learned about living in San Miguel de Allende — and Mexico in general, I suppose — is that utility costs are pretty high, especially electricity. In some of the other places we will be living, especially Puerto Vallarta and Mérida, we are being asked to pay extra for the electricity we use.

That gives you an idea of what it costs to live here in San Miguel de Allende. If you have specific questions about what things cost here, just ask. We’ll let you know.

Hasta luego!