organic market – Ex-pats in Mexico

Low cost of living is a big plus for Ajijic

Monday, Oct. 16, was Leslie’s birthday. We celebrated at one of the top-rated restaurants in town — Ajijic Tango. Varied menu, but the Argentine steaks are stars of the show. We had the filet mignon for two — 26 ounces of mesquite-grilled beef, medium rare. We each had half a baked potato and a glass of red wine. We finished off by having two cups of descafeinado (decaf coffee) and splitting a piece of flourless chocolate cake. Total bill with tip was 664 pesos — $35 USD!

Lest you think we made pigs of ourselves with that huge chunk of beef, we did a para llevar (doggy bag) on at least half of it. We had steak on our salads at lunch the next day, and steak-and-eggs for breakfast another morning.

steak-1892 — *It tasted as good as it looks!*

That’s just one indicator of the Lakeside cost of living. Eating out is so inexpensive we often pay cash, especially at lunch.

I got a haircut a few weeks ago. I recall paying 200 pesos in Playa del Carmen. At Joe’s Barber Shop, just down the street, the haircut was only 80 pesos. With a tip, I paid a little over $5 USD. Leslie found a good place for a pedicure, which was only 160 pesos. That’s less than $9 USD. She’s gone back twice for other things.

Groceries, as usual, come from several different places — just like back in the U.S. One favorite spot is Super Lake, known for having lots of items popular with Americans and Canadians but with prices a bit higher than other stores. They have the best selection of gluten-free items. From our receipts, prices in USD:

Silk almond milk, 947 ml, $2.23.
Orowheat bread, $2.30.
President unsalted butter, 200g, $2.99.
Schar gluten-free bread, $5.47.
Filippo Berrio olive oil, 750ml, $6.79.
Pasta, gluten-free, 1 lb., $6.55.
One dozen brown eggs, $1.83.

Closer to home is Supermercado El Torito. We were told, “That’s where the Mexicans shop. The gringos shop at Super Lake.” One reason the locals shop at El Torito: lower prices, especially on meats. The grocery selection is not as good as Super Lake or Wal-Mart, but we saw a number of gringos shopping there. We got 1.82 pounds of ground beef at El Torito for $5.25, and two pounds of chicken breasts was about the same.

Tony’s is the best carneceria in our area. For example:

About a pound of ground beef, $2.78.
Nearly two pounds of chicken breasts, $4.26.
Just over a pound of smoked bacon, $3.50
A one-pound pork tenderloin, $2.35.

All our fruits and vegetables come from the Wednesday morning tianguis, where the real savings is. You’ll see lots of locals as well as ex-pats.

*These folks always have fresh produce.*

We have no idea what individual items cost at our favorite vendor. We put everything into a round plastic bin, they weigh everything individually and we pay the total price. Last week it was 180 pesos, roughly $10 USD, and we got:

Eight carrots.
One head green-leaf lettuce.
Four medium tomatoes.
One bunch cilantro.
Three white potatoes.
Two sweet potatoes.
One medium red onion.
Two small heads broccoli.
One poblano pepper.
One-half pound (approx.) green beans.
Five large portabella mushrooms.

At a different vendor, we got eight pints of fresh locally grown blackberries, raspberries and strawberries for 170 pesos, or $8.95. And to make my special pico de gallo, I got three medium jalapeños for 5 pesos, roughly 25 cents.

Shopping at the local markets saves money, as you can see. But it’s also a social event. We’re starting to see people we know at both the Tuesday morning organic market and the Wednesday morning tianguis. The organic market is great for home-made hummus, specialty chorizos, nuts, free-range eggs and chicken, and prepared foods such as tamales and tortilla español. It’s a little more expensive than the tianguis.

Unlike the tianguis, the Tuesday morning organic market is inside a large “eventos,” a hall where people often have large parties. Lots of great stuff here.

Let’s leave food now, I’m getting hungry while typing. The other big expenditure, no matter where you live, is housing. This area, like most we’ve encountered in our travels, has a wide range of available housing for sale and for rent. You can easily buy a nice home here for under $200,000 (all prices are USD), but if you want to be up the hill and have a lake view, that will cost closer to $350,000. Rentals range from less than $500 a month to well over $2,000. The good news for us is that there are rentals with views of the lake that fit our budget.

And unlike other places we’ve lived, Leslie and I have seen a number of homes here. Some on the market and some owned by new friends who’ve been showing us around. Most of the real estate companies have a free home tour once a week. We went on an Ajijic Real Estate tour of five homes. Two were in Racquet Club, a gated community in the San Juan Cosalá neighborhood. They were $269,000 and $349,000. The lower level of the more expensive one could be closed off and rented as a casita, so there was income potential. We also saw a nice 2/2 slightly closer to Ajijic for just $187,000, but the view was not as good.

On our way home from the tianguis one Wednesday, Leslie and I spotted an “open house” sign, so we wandered in. It was a new 3/2.5 in a gated compound. Dwight, the agent on duty, said the price had been reduced to $249,000. It was nice, but the only lake view was from the mirador on the third level. Many Lakeside homes have this feature. It’s usually a small area above the roof where the view is good and you can enjoy a glass of wine and watch the sunset. But in this condo, the mirador was a huge terrace complete with wet bar. You could have a party for 100 people easily!

Prices tend to be lower in the town of Chapala and other surrounding communities, but we prefer Ajijic. Here’s a sampling of what’s on the market right now, all in Ajijic:

A 2/2.5 in West Ajijic with lake and mountain views from the mirador. $117,500.
A 2/2 with casita (which makes it a 3/3, technically) in Upper Ajijic (north of the carretera, where homes are generally newer. Big yard and view of Lake Chapala. $212,000.
A 4/4 in tony Raquet Club on a double lot with a private pool, mirador and casita. $639,000.
And for the high rollers, there’s this one in Upper Chula Vista. Stunning, and only $850,000. Unfortunately, it just sold.

If Leslie and I were to choose this area, we would definitely rent for at least a year, and if that works out we would most likely try to find a place with a three- to five-year lease option. The rental market is good right now, but lots of gringos are coming to Lakeside, so prices may go up.

Rents vary by area and whether or not there’s a lake view. We know someone who’s renting a 2/2 just off the main road in San Antonio Tlayacapan for $350/mo. It’s small and not in a subdivision, but it has a gated carport and a nice mirador. You can also find luxury properties on the hillside that rent for $2,500/mo. or more. Other possibilities include:

A 3/2.5 in Upper Ajijic (north of the main road) with a small view of the lake. $700/mo.
A 3/2 in San Antonio Tlayacapan close to Wal-Mart and other shopping, but no views. $950/mo.
A 2/2 with study in Los Sabinos. No lake view but great outdoor space. Taxes, HOA fees, utilities and gardener included. $1,500/mo.
A 2/2 in Puerta Arroyo with lake and mountain views, a nice lawn, great patio, and a jacuzzi. $1,750/mo.

All that stacks up well with the other Mexican cities we’ve lived in, and in some ways Lake Chapala costs are slightly lower. Of course, it’s all less expensive than living in Chicago’s western suburbs.

Last post from Mexico coming up soon!

Hasta luego!

*It’s best to get to the tianguis early. I took this a little after noon, and the crowds have already thinned out.*

Living overseas, Mexico, Retirement

Exploring Lakeside

birthday-1894 — *Many thanks to those of you who wished Leslie a happy birthday (Oct. 16) on her Facebook page. Here, we’re celebrating at Ajijic Tango, an Argentine* *restaurant in the centro. Perfectly done steaks and great chimichurri!*

I know it’s been awhile since the last post. Leslie and I have learned a lot about Lakeside recently. For example, there’s a lot to do here! You can be as busy or sedate as you like. We’ve been busy.

We made “history” recently. We rented a car, which is something we have not done except for the brief time we were in Illinois over the summer, but that doesn’t count.

Why a car? Ajijic centro is walkable but there’s a lot more to Lakeside than the centro, and some things require a car or a generous friend with a car. For example, we’ve been attending St.Andrew’s Anglican Church in the Riberas del Pilar neighborhood of San Antonio Tlayacapan (tuhlay-ah-kah-PAN). On our first visit we took a taxi there and got a ride home from our Canadian friend Libby, who lives right around the corner from us. She graciously picked us up the next week. But she did not plan to attend the following Sunday, so we had to make other arrangements. Also, the Tuesday organic market is a few miles west on the carretera, or main road. We took a taxi one week and managed to catch a bus back, but it took longer than expected and we missed an event at The Lake Chapala Society that we had planned to attend.

Taxis are less than dependable here in Ajijic. You cannot hail a cab as you can in most other Mexican cities in which we’ve lived. Here you must call or go to the sito (taxi stand) in Ajijic Plaza. We could use the buses. They’re only eight pesos per person and fairly dependable. But not all bus stops are clearly marked, and you often have to wait 15 to 20 minutes for a bus.

*It’s not a Cadillac, but it’s kind of fun to drive.*

And there’s a lot to see outside of Ajijic, like Chapala and Jocotepec (ho-KOH-teh-peck), for example. You need a car to reach those towns, or to get to Costco in Guadalajara. So we got a little Nissan March for a couple of weeks.

One of the first things we did with our new wheels was to take a Saturday drive east to the town of Chapala, which is the largest Lakeside town and the seat of government for the Municipality of Chapala. It’s like a county or a township in the U.S. The Chapala municipality includes Chapala, Ajijic, San Antonio Tlayacapan and smaller towns, but not Jocotepec, the westernmost Lakeside town.

malecon-1880 — *Part of Chapala’s malecon, with restaurants and shops. The green stuff at the water’s edge is called liria, and it’s **not** good for the lake.*

Chapala has more than 21,000 residents. Its malecon, or boardwalk, is longer and more commercial than Ajijic’s malecon, which is mostly a park. There’s a pier and a restaurant or two — that’s about it. It’s a quiet place to jog in the morning, or to walk your dog. In Chapala, though, we saw lots of vendors selling food and other items (ice cream!), and there were a number of hotels and restaurants with nice lake views. There are also small boats you can hire to take you out into the lake to visit one of the small islands.

Leslie and I were excited to see sailboats on the water at Chapala. The only watercraft near Ajijic are small fishing boats and kayaks. Leslie, who grew up in Tower Lakes just north of Barrington, Ill., remembers lots of Sunfish and Butterflies on a dramatically smaller lake. So it was good to see sails. A few days ago we learned why the sailboats steer clear of our end of the lake — it’s too shallow. The lake is deeper east of the town of Chapala.

chapala-1876 — *This statue of Christ as a fisherman, “Jesus Pescador,” is just off the Chapala malecon. It looks back toward the town.*

This fact, and many more, came out of a program at The Lake Chapala Society called “Introduction to Lakeside.” Our leader was Rachel, who is Australian but came here from Canada seven years ago. She speaks Canadian with an Australian accent! Here are some other tidbits:

Mexicans celebrate a number of religious festivals, most of which involve fireworks at odd times, like in the middle of the night. The message: If late-night/early-morning noise is a problem for you, find a house that’s nowhere close to any local churches!
Health care in Mexico is highly rated — as good as, or better than, the U.S. Most Mexican docs graduated from the University of Guadalajara Medical School, which is affiliated with Johns Hopkins. Not too shabby.
The total population of Lakeside (from Chapala west to Jocotepec) is about 110,000.

Speaking of health care, we got yet another chance to experience health care in Mexico, and it is very good. Leslie’s eyes were irritated and the problem wasn’t responding to normal home treatment. She saw Dr. Rios, an ophthalmologist who said the problem was environmental — there are a lot of allergens floating around right now. He gave her two medications and will do a follow-up just before we leave town. The exam was 700 pesos — about $36 USD. That’s not the co-pay or deductible. That’s the total cost of the exam. We paid another 1,000 pesos (about $52 USD) for two medications, and that’s less than if we had gone to a farmacia. She’s already improving.

And it’s not just people health care. Last weekend, we had to take one of “our” cats, Doris Day, to the vet because she also appeared to have an eye infection. Total bill was 460 pesos — 150 for the examination and 310 pesos for eye drops. That’s less than $25 USD total, and the exam itself was less than $10 USD.

Sunday, we spent a terrific afternoon with Dale and Don, new friends from St. Andrew’s. They have a beautiful home with great views in the Puerta Arroyo subdivision on the western edge of Ajijic. Dale showed us some other houses in their neighborhood, including one under construction, then took us on a tour of other subdivisions she thinks we might consider renting if we come here permanently.

Are we leaning closer to Lakeside as our “permanent” home? Maybe.

Next time: Cost of living.

Hasta luego!

church-1886 — *Inside the parroquia, the main church in downtown Chapala. We just missed a wedding!*

church window-1888 — *In Chapala’s parroquia , we noticed circular windows that can be opened and closed by pulling on a rope, which hangs down just to the right of the pillar. See it?*

Living overseas, Mexico, Retirement

Is this the place?

Leslie and I came to Ajijic partly because it has “the best climate in the world.” So far, so good. Since we arrived on Sept. 15, we’ve had temperatures in the mid- to upper-70s or low 80s during the day and the low 60s at night. The house we’re renting has fresh air flowing through all the time.

*Sunset over Lake Chapala. Most of the Driscoll’s raspberries and blackberries you buy at Jewel are grown on the other side of the lake.*

Most homes in the Lake Chapala area (known generally as “Lakeside”) don’t have heaters or air conditioners. They’re not needed. If we lived here, I would never have to pay those $200-plus Nicor Gas Co. bills in February! One person told us the lowest temperature ever recorded in Ajijic is 40° F.

There’s roughly a month left in the rainy season so it’s a little wet at times, and slightly more humid than we would like but still not like the Mexican beach towns we’ve tried. Here, it’s as high as 70 percent after a storm, but usually 50 percent or less. And most of the rain is at night when we’re sleeping. In fact, one big storm woke us both up around 3 a.m. The lightning was pretty amazing.

We also came here because there is a thriving expat community. We’ve been to several events already, some sponsored by The Lake Chapala Society, and some by Ajijic Newbies.

margaritas-0024 — *We met Susan and Rex (second and third from right) at an LCS event. We later joined them for Happy Hour at Nuevo Posada, where they introduced us to* *Janelle (front left), Carla (right) and long-time resident Flo.*

And we’ve found a terrific faith community in St. Andrew’s Anglican Church, just down the road in a neighborhood called Riberas del Pilar, between the two main towns of Chapala and Ajijic. Our new friend Libby gave us a ride home from our first visit to St. Andrew’s and pointed out several other churches in the same area. “They call this Holy Corner,” she laughed.

St. Andrew’s is the largest and most welcoming congregation we’ve encountered yet in our travels. This past Sunday there were probably more than 75 people in worship. In addition to Libby, a Canadian widow who has been here over a decade, we met a couple who formerly worked in marketing and corporate communications, same as me. David worked at some Chicago public relations agencies, and is a former PR director for Playboy Enterprises. We found several other folks with Chicago connections, so we felt right at home.

Then there’s Ajijic Newbies, which is Facebook-based but they do events too. Last week we went to a dinner they sponsored and met more expats, some brand new to Ajijic and some who have been here for a few years.

newbies-1860 — *Leslie chats with new friends Heidi and Steve at an Ajijic Newbies dinner.*

We also went on a tour of five homes for sale in Ajijic. It seems all the real estate companies host these tours once a week. It was a large group, and we went with Rex and Susan, a fun couple from South Carolina who seem much more interested in buying a home here than we are right now. Wherever we land, we plan to rent for at least six months to a year before making any real estate moves.

And it seems all these groups try desperately to keep expats busy! As LCS members, we’ve already been to one screening of a TED Talk with discussion afterward, and Leslie is taking a Spanish class at the Society starting next week. We’re both interested in the Tai Chi class mid-month, and we met some fun people at the Oktoberfest recently. LCS is a great resource for expats and a super way to meet people. The Society also gives back to the local community. For example, our friend Marlene is teaching English to a group of local residents, mostly teenagers, who know some English but are trying to improve their conversational skills.

mariachis-0033 — *Mariachis play in Ajijic Plaza for the opening of a display of historical photos of Ajijic, taken over 50 years ago. Lots of things happening here!*

Finally, we came because it simply costs less to live here. That’s true of the other places we’ve been in Mexico. I’ll discuss the cost of things like food and real estate in a later post, but today let’s talk about the many shopping venues we have here.

There’s Wal-Mart, of course, and a grocery called “Super Lake” that has lots of food items from Canada and the U.S. But we prefer the local markets, like the Tianguis on Wednesday mornings. Here’s a fairly recent YouTube video. This clip focuses on beans and street food, but Leslie and I go more for the fresh fruits and vegetables. You can also buy jewelry, art, clothing, electronics, hats, shoes, DVDs — almost anything you want. On Tuesdays there’s an organic farmer’s market in West Ajijic, with more prepared food and specialty items.

*This organic market vendor had some excellent bulk oatmeal.*

It’s a little more expensive and somewhat light on veggies, but you can find gluten-free bread and muffins, excellent sausages and chorizos, and some very tasty hummus.

Ajijic hits a lot of our buttons. Is this “the” place? We don’t know yet, but it looks good so far. More to come…

Hasta luego!