Earlier today (Wednesday, Aug. 29), Leslie and I picked up our visas from the Mexican consulate here in Chicago. The folks there were very helpful and easy to work with. Thanks, Jorge, for all your assistance! Oh, sorry — I mean, gracias por todos, Jorge! Now we can purchase plane tickets for our flight to Guadalajara, probably on Oct. 31.
Once we arrive, we’ll have 30 days to appear at the immigration office in Chapala and complete the two-step process for our permanent resident cards. Those cards identify us as legal permanent residents of Mexico. We can come and go as we choose, and there’s no need to renew.
Last week, we sent in a deposit and signed a six-month lease on a casita in Ajijic. It’s new construction on Privada Independencia with three casitas. We got #1, which is closest to the street. We’re excited about moving into this place. There are two bedrooms, two baths, a nicely equipped kitchen, water filtration system, washer and dryer, and a mirador shared with the other casitas (remember, that’s an outdoor space on the roof, usually covered and with a view).
We’re looking forward to reconnecting with St. Andrew’s Anglican Church and the people we met there a year ago. Hope they still have our name tags! This is a vital church that does a lot of good work in the community, and we hope to find ways in which we can contribute.
Finally, Leslie had cataract surgery yesterday (Tuesday, Aug. 28) on her left eye and is really excited at how well she can see just a day after surgery. Her doctor is very pleased with her progress. Final step is a visit with an optometrist in about a month to see if she will need glasses for reading or driving. Hopefully not!
We’ll keep you posted as the time approaches for us to leave for our new home. The vagabond days are almost over!
It was quite difficult and we did a lot of back-and-forth, but Leslie and I have decided on our new home. We had two excellent — and very different — choices. How did we choose between Ajijic, Mexico, and Montpellier, France? Let’s look at the data.
First, what’s so good about Ajijic? I know, some of you think there’s nothing good about anywhere in Mexico. That’s probably because you’ve never been where we’ve been. A good friend and former work colleague was one of those people until recently. We had lunch a few days ago and he said he enjoyed reading this blog, saying, “You’ve made Mexico three-dimensional for me. It was always one-dimensional.”
Ajijic is close to the U.S., so we can get back easily if need be, and friends and family can visit. The cost of living in Ajijic is quite favorable. Coupled with the good dollar-peso exchange rate, that makes Mexico a great place for North American retirees. And the Mexican people are warm and friendly; pass a local on the street and you’ll always hear “buenos dias.” Here are some other Ajijic positives:
Furnished rental housing is easily available.
Climate is mild with few extremes.
There’s a thriving English-speaking faith community.
There are many other expats in the area.
The Lake Chapala Society offers lots of services and events.
There are volunteer opportunities to remain active.
We have established contacts to help with our transition.
Health care is good. Most doctors are trained at the medical school in Guadalajara, which is affiliated with Johns Hopkins.
There are a number of cultural opportunities, both in the Lake Chapala area and in Guadalajara, which has its own symphony orchestra and opera company.
There are some downsides to Ajijic, though. Area roads are not as good as in Europe, and in most places you must drink bottled water. One big complaint is that in some parts of the Lake Chapala area you cannot flush toilet paper. It goes in a trash can instead. We would need housing in the newer areas where this is not an issue. A few other not-so-good things:
Intercity roads are limited.
Public transportation is not great. Intercity bus service is great, though.
Are there too many gringos in the area?
Right now there is uncertainty about the future of the Mexican government. The new president does not take office until December.
Locally grown vegetables must be treated before eating. It’s simple but time-consuming.
Infrastructure in the village is not great, and there is limited parking.
Montpellier also has lots of positives, most notably its energy. There’s a great vibe in this fast-growing city. Cultural opportunities abound — concerts, festivals, plays and other forms of entertainment. Food from local markets is of a higher quality than in the U.S., and there are great markets all over town. Leslie was able to eat cheese and bread in France. Her system has had a problem with both for years, and she was in heaven! Some other good points:
Public transportation is excellent.
It’s easy to reach other European countries we want to visit.
It’s close to some nice Mediterranean beaches.
We have established contacts with people who can help with our transition.
France is a first-world country with excellent infrastructure.
History is pretty much everywhere.
The World Health Organization ranks French health care as the best in the world.
But the cost of living in Montpellier is higher than in Mexico and with the unfavorable dollar-euro exchange rate, the dollar doesn’t go as far. Also, getting to France is a little more difficult and time-consuming, so we might get fewer visits from family and friends. And there’s this:
Furnished housing may be limited, and two-bedroom apartments are expensive and rare.
It gets a little chilly in winter. Last winter they had some snow, although it melted two days later.
There’s a seven-hour time difference from Chicago; nine from Stephanie in San Diego.
We took all that — and more — into consideration and agreed that by Nov. 1, we hope to be full-time residents of Ajijic, Mexico. We’ve already begun getting paperwork together for our permanent resident (retiree) visa application.
There were several factors, but mostly we think it will be easier to transition into living long-term in Mexico than anywhere else we’ve been. We’ve spent a lot of time there over the past two years and we have a network of friends to provide help and advice. Location and cost of living were also big factors. We’ll actually be closer to Stephanie than we were in the Chicago area, and friends and family have an easier time traveling to Mexico for visits. Plus, the dollar goes a lot further in Mexico, and the climate seems to be better. While we loved living in Montpellier, we simply felt Ajijic would be the best bet for our first attempt at being true expats.
That doesn’t necessarily mean we will live in Ajijic forever. Remember, we might decide at some point to get a change of scenery and relocate. Montpellier would probably be at the top of our list.
This blog, of course, will continue! We’ll keep you posted as the process develops.
We have a new leader! Leslie and I think Ajijic is now our first choice for a “permanent” retirement home, with San Miguel de Allende a close second. We still have other places to experience, but this area is quite desirable for a number of reasons. For example:
Ajijic lies at 5,020 feet above sea level, so the days are mild to warm (hot in May, they say) and the nights are cool but not cold. Ex-pat friends have told us they have a fire in their fireplace maybe eight to 10 nights a year.
People are more friendly here. Maybe it’s the small-town vibe. Almost all the locals will greet you on the street with “buenos dias” or “buenas tardes.” And many speak at least some English.
There are a lot of gringos here but they seem much more warm and helpful than those in some of the other places we’ve been.
Excellent, affordable health care is readily available in the Lake Chapala area, and construction is to begin soon on two new hospitals. If the local docs can’t handle your problem, Guadalajara’s Johns Hopkins-affliated teaching hospital is just an hour away.
Organizations such as The Lake Chapala Society offer many ways to meet other ex-pats. They sponsor Spanish classes, tai chi, yoga, health screenings, line dancing and bus trips to Costco in Guadalajara, in addition to advice on legal and insurance matters, as well as tips on immigration. Here’s a complete list. There’s also Ajijic Newbies, a FaceBook group that allows new residents to get recommendations from Lakeside veterans on things like finding a doctor or where to get a great pedicure.
We found a strong faith community in St. Andrew’s Anglican Church and have already made friends there. They even made us permanent name tags!
There are volunteer opportunities at the church and in local not-for-profits. We spent some time earlier this month with Don and Dale, who founded a resale shop that is plowing thousands of pesos back into the community.
The Guadalajara international airport is less than an hour’s drive away, with direct flights to lots of U.S. cities, including Chicago (Midway). And to reach San Diego, we can take a cheaper domestic Mexican flight to Tijuana and walk across the border.
Lakeside towns are small — Ajijic has only about 15,000 residents. So you can enjoy a small-town feel while being a short drive from U.S.-style shopping malls and big-box stores (Costco, Home Depot, etc.) in Guadalajara.
Sweeping vistas, of Lake Chapala and parts of the Sierra Madre Mountains, both north and south of the lake. Granted, the mountain views are better in the rainy season when everything is green.
There are some downsides, of course:
In the centro, streets are cobblestone. Makes driving difficult there. And parking is sketchy at best.
Walking in the centro is a challenge, partly because many sidewalks are in poor condition and partly because there are lots of street dogs, and nobody cleans up their messes. At least one person, though, told us the street dogs keep the rats out of the central city. That’s their job!
The area is becoming more popular with ex-pats, and that may drive rental prices up. Or it may not — jury’s still out.
We would need a car to live here, which you could say about almost anywhere. But Lakeside is a bit more spread out than other places we’ve lived. For instance, San Miguel is much more walkable, and there are taxis and buses everywhere.
Cultural opportunities are a bit more limited here, although Guadalajara has a symphony orchestra and other fine arts. That, however, requires a trip to the city. Lakeside does have the annual Northern Lights Festival de Febrero, which is Feb. 16-March 3, 2018. The festival features young classical and jazz musicians. In contrast, ProMusica in San Miguel has a much longer season.
This is not a final decision, and we’re still surprised that we’ve found Mexico to be so attractive as a retirement home. But the climate, the cost of living and the proximity to friends and family in the U.S. make this country highly attractive. There are other places we want to see, and a European location still might win the day. But we’ve already put some feelers out to find a rental here in Ajijic, starting about this time next year, for at least six months.
For now, it’s on to San Diego! Leslie and I have always known that it’s possible we will — at some point — need to be closer to our daughter Stephanie, or that she will need to be closer to us. Even closer than here in Ajijic. So we’re trying out San Diego, partly to see if we can afford the high costs there. We need to do our due diligence. And it lets us spend Thanksgiving and Christmas with Stephanie.
Besides, last Christmas Stephanie flew for over 24 hours and changed planes twice to get from San Diego to Malta. This year is her turn to stay home. We’ve rented a condo in the East Village neighborhood just three blocks from her place. And we’ll be taking a look at nearby communities like Temecula and Oceanside, even as far north as Irvine, where Steph works three days a week.
So we leave Ajijic saying not adios but hasta luego! And if you haven’t seen this video on Leslie’s FaceBook page, take a look. It’s fun, and it gives you an idea of how the ex-pats down here view their Mexican home.
I know it’s been awhile since the last post. Leslie and I have learned a lot about Lakeside recently. For example, there’s a lot to do here! You can be as busy or sedate as you like. We’ve been busy.
We made “history” recently. We rented a car, which is something we have not done except for the brief time we were in Illinois over the summer, but that doesn’t count.
Why a car? Ajijic centro is walkable but there’s a lot more to Lakeside than the centro, and some things require a car or a generous friend with a car. For example, we’ve been attending St.Andrew’s Anglican Church in the Riberas del Pilar neighborhood of San Antonio Tlayacapan (tuhlay-ah-kah-PAN). On our first visit we took a taxi there and got a ride home from our Canadian friend Libby, who lives right around the corner from us. She graciously picked us up the next week. But she did not plan to attend the following Sunday, so we had to make other arrangements. Also, the Tuesday organic market is a few miles west on the carretera, or main road. We took a taxi one week and managed to catch a bus back, but it took longer than expected and we missed an event at The Lake Chapala Society that we had planned to attend.
Taxis are less than dependable here in Ajijic. You cannot hail a cab as you can in most other Mexican cities in which we’ve lived. Here you must call or go to the sito (taxi stand) in Ajijic Plaza. We could use the buses. They’re only eight pesos per person and fairly dependable. But not all bus stops are clearly marked, and you often have to wait 15 to 20 minutes for a bus.
And there’s a lot to see outside of Ajijic, like Chapala and Jocotepec (ho-KOH-teh-peck), for example. You need a car to reach those towns, or to get to Costco in Guadalajara. So we got a little Nissan March for a couple of weeks.
One of the first things we did with our new wheels was to take a Saturday drive east to the town of Chapala, which is the largest Lakeside town and the seat of government for the Municipality of Chapala. It’s like a county or a township in the U.S. The Chapala municipality includes Chapala, Ajijic, San Antonio Tlayacapan and smaller towns, but not Jocotepec, the westernmost Lakeside town.
Chapala has more than 21,000 residents. Its malecon, or boardwalk, is longer and more commercial than Ajijic’s malecon, which is mostly a park. There’s a pier and a restaurant or two — that’s about it. It’s a quiet place to jog in the morning, or to walk your dog. In Chapala, though, we saw lots of vendors selling food and other items (ice cream!), and there were a number of hotels and restaurants with nice lake views. There are also small boats you can hire to take you out into the lake to visit one of the small islands.
Leslie and I were excited to see sailboats on the water at Chapala. The only watercraft near Ajijic are small fishing boats and kayaks. Leslie, who grew up in Tower Lakes just north of Barrington, Ill., remembers lots of Sunfish and Butterflies on a dramatically smaller lake. So it was good to see sails. A few days ago we learned why the sailboats steer clear of our end of the lake — it’s too shallow. The lake is deeper east of the town of Chapala.
This fact, and many more, came out of a program at The Lake Chapala Society called “Introduction to Lakeside.” Our leader was Rachel, who is Australian but came here from Canada seven years ago. She speaks Canadian with an Australian accent! Here are some other tidbits:
Mexicans celebrate a number of religious festivals, most of which involve fireworks at odd times, like in the middle of the night. The message: If late-night/early-morning noise is a problem for you, find a house that’s nowhere close to any local churches!
Health care in Mexico is highly rated — as good as, or better than, the U.S. Most Mexican docs graduated from the University of Guadalajara Medical School, which is affiliated with Johns Hopkins. Not too shabby.
The total population of Lakeside (from Chapala west to Jocotepec) is about 110,000.
Speaking of health care, we got yet another chance to experience health care in Mexico, and it is very good. Leslie’s eyes were irritated and the problem wasn’t responding to normal home treatment. She saw Dr. Rios, an ophthalmologist who said the problem was environmental — there are a lot of allergens floating around right now. He gave her two medications and will do a follow-up just before we leave town. The exam was 700 pesos — about $36 USD. That’s not the co-pay or deductible. That’s the total cost of the exam. We paid another 1,000 pesos (about $52 USD) for two medications, and that’s less than if we had gone to a farmacia. She’s already improving.
And it’s not just people health care. Last weekend, we had to take one of “our” cats, Doris Day, to the vet because she also appeared to have an eye infection. Total bill was 460 pesos — 150 for the examination and 310 pesos for eye drops. That’s less than $25 USD total, and the exam itself was less than $10 USD.
Sunday, we spent a terrific afternoon with Dale and Don, new friends from St. Andrew’s. They have a beautiful home with great views in the Puerta Arroyo subdivision on the western edge of Ajijic. Dale showed us some other houses in their neighborhood, including one under construction, then took us on a tour of other subdivisions she thinks we might consider renting if we come here permanently.
Are we leaning closer to Lakeside as our “permanent” home? Maybe.
First, let me assure you we were completely unaffected by the earthquake that killed more than 230 people in five Mexican states, primarily in Mexico City. We are a little over 330 miles from Mexico City, so we did not feel the quake here in the Lake Chapala area.
And a correction: Last post had a pronunciation guide for Ajijic, but I got it wrong. Sort of. There is some debate. One source says “ah-he-HEEK,” but the locals often drop the hard “c” at the end, making it “ah-he-HEE.”
Ajijic is a 450-year-old village where the cost of living is relatively low and the climate is “the best in the world.” This town is at roughly the same latitude as Hawaii and the same elevation as Denver. Average temperature is 68 degrees F. It’s near the end of the rainy season right now, and daytime highs are in the high 70s to low 80s with overnight lows in the low 60s. The humidity seems to run from 50 percent up to near 80 percent after a storm.
Like San Miguel de Allende, Ajijic has narrow cobblestone streets and a central plaza. There are a number of colorful shops, art galleries and restaurants in the centro. Population numbers vary but 15,000 seems to be a good number, with at least a quarter of that being retired expats, mostly from the U.S. and Canada. Some live here year-round, many more stay through the winter before heading NOB (north of the border) for the rainy season. There are several other villages along Lake Chapala — Jocotepec, Chapala and San Antonio Tlayacapan just to name a few.
Lake Chapala is Mexico’s largest freshwater lake. It’s 50 miles long and 11 miles wide, at its extremes, with an average depth of about 15 feet. Ajijic’s “Malecon,” or boardwalk along the lakefront, is a great place to jog/walk in the mornings. I often see egrets, herons and pelicans on the shores.
Leslie and I have settled into our new digs, a very nice home on Donato Guerra street in the central section of Ajijic. We have two bedrooms (family and friends can come visit!) and a patio with a pool. There’s a good bit of street noise and a few mosquitos, but the house is terrific. Some of that street noise is the clip-clop of horses’ hooves. Yes, you can see locals on horseback here almost any day of the week. The kitchen is probably the best-equipped we have seen in our travels.
And we have four female roommates: Audrey, Doris Day, Racer and Bean (photos below). They must think we’re okay, since they sleep in our laps and ask for belly rubs. Thanks, Anita and Ken, for letting us live in your home for the next few weeks!
We have become members (through the end of October, at least) of the Lake Chapala Society so we can take advantage of their many social and educational offerings, and meet more people here. They help expats with health and legal issues, offer personal enrichment classes, and sponsor bus trips to the shopping mall in Guadalajara. LCS has lots of things for expats, but they also sponsor ESL classes for local people who want to improve their English. Our friend Marlene, who has lived here almost two years now, is a volunteer ESL teacher.