This first month in our new home has been fraught with illness and the pains of settling in. But Leslie and I have kicked our colds and are both healthy now. We’ve accomplished our biggest goal — getting the paperwork started for our permanent resident cards. Just two more steps to go. We hope to have our cards before Christmas.
This is a busy time in Ajijic — it’s party central until the end of the year. For example, recently we went to the annual Feria Maestros del Arte in nearby Chapala. It’s more than just an art show, it’s a celebration of more than 80 highly talented Mexican artists in a variety of fields: pottery, textiles, baskets, jewelry, etc. It’s a way for artisans to sell their work, but it also raises awareness about the nature of Mexican folk art. The artists use local materials in their art, using techniques that have been handed down through many generations. The Feria is about saving this art and helping the artisans.
Following Día de los Muertos is Día de Revolucion on Nov. 20. This celebrates the 1910 revolution that toppled Army general Porfirio Diaz and brought democracy to Mexico. We missed the parade. On Nov. 21, a fiesta began in honor of St. Andrew the Apostle, the city’s patron saint. We heard some of the late-night partying and wandered through a bazaar set up on the malecon (boardwalk). Then I happened upon some locals in the main square one afternoon where a band was playing (fairly well) and a guy was singing (pretty badly). There were several caballeros (people on horseback) watching. One man’s white horse was dancing to the music, but no humans were.
The San Andres Fiesta lasts until the end of the month. Every day there are bands playing, church bells ringing and cohetes (bottle rockets) going off at all hours to announce masses being held in local churches. There are several parades, too. We can hear band music at 6 a.m. and 10 p.m., as well as during the day. Streets around the main square are blocked by carnival rides and food stands. One of our new friends here told us that when November ends, then the locals start celebrating Christmas. These are apparently two very noisy months!
Leslie and I are trying to establish some routines in our new home. She’s already involved in the book group that meets monthly at St. Andrew’s Anglican Church, and I plan to attend the monthly men’s group lunch later this week. We’re looking forward to a pot-luck dinner and Christmas carol singing event on Dec. 7. We had dinner with new friends Carol and David, and they invited us to join an already big group at their home for Thanksgiving dinner. There were nine in all, and the food was fantastic.
We’ve also signed up for the “Introduction to Lakeside” class offered by The Lake Chapala Society on Dec. 13. We attended the class last year when we were here for six weeks, but going through it again — now that we’re full-fledged LCS members — will get us updated on banking, health care, housing, traffic and other important topics.
Oh, and while the Chicago area endures its first big snowstorm of the season, Leslie and I enjoyed a glass of wine and some charcuterie on our patio yesterday while we watched the sunset wearing T-shirts. It was about 75° F. It’s not perfect, though. A few weeks ago the daytime highs were around 68° and unusually windy. The forecast for the coming week calls for some rain and a couple of days in the mid-60s. It’s in the low-50s around sunrise when I go out for my daily jog on the malecon, so I just toss on a sweatshirt and I’m fine.
We have a new leader! Leslie and I think Ajijic is now our first choice for a “permanent” retirement home, with San Miguel de Allende a close second. We still have other places to experience, but this area is quite desirable for a number of reasons. For example:
Ajijic lies at 5,020 feet above sea level, so the days are mild to warm (hot in May, they say) and the nights are cool but not cold. Ex-pat friends have told us they have a fire in their fireplace maybe eight to 10 nights a year.
People are more friendly here. Maybe it’s the small-town vibe. Almost all the locals will greet you on the street with “buenos dias” or “buenas tardes.” And many speak at least some English.
There are a lot of gringos here but they seem much more warm and helpful than those in some of the other places we’ve been.
Excellent, affordable health care is readily available in the Lake Chapala area, and construction is to begin soon on two new hospitals. If the local docs can’t handle your problem, Guadalajara’s Johns Hopkins-affliated teaching hospital is just an hour away.
Organizations such as The Lake Chapala Society offer many ways to meet other ex-pats. They sponsor Spanish classes, tai chi, yoga, health screenings, line dancing and bus trips to Costco in Guadalajara, in addition to advice on legal and insurance matters, as well as tips on immigration. Here’s a complete list. There’s also Ajijic Newbies, a FaceBook group that allows new residents to get recommendations from Lakeside veterans on things like finding a doctor or where to get a great pedicure.
We found a strong faith community in St. Andrew’s Anglican Church and have already made friends there. They even made us permanent name tags!
There are volunteer opportunities at the church and in local not-for-profits. We spent some time earlier this month with Don and Dale, who founded a resale shop that is plowing thousands of pesos back into the community.
The Guadalajara international airport is less than an hour’s drive away, with direct flights to lots of U.S. cities, including Chicago (Midway). And to reach San Diego, we can take a cheaper domestic Mexican flight to Tijuana and walk across the border.
Lakeside towns are small — Ajijic has only about 15,000 residents. So you can enjoy a small-town feel while being a short drive from U.S.-style shopping malls and big-box stores (Costco, Home Depot, etc.) in Guadalajara.
Sweeping vistas, of Lake Chapala and parts of the Sierra Madre Mountains, both north and south of the lake. Granted, the mountain views are better in the rainy season when everything is green.
There are some downsides, of course:
In the centro, streets are cobblestone. Makes driving difficult there. And parking is sketchy at best.
Walking in the centro is a challenge, partly because many sidewalks are in poor condition and partly because there are lots of street dogs, and nobody cleans up their messes. At least one person, though, told us the street dogs keep the rats out of the central city. That’s their job!
The area is becoming more popular with ex-pats, and that may drive rental prices up. Or it may not — jury’s still out.
We would need a car to live here, which you could say about almost anywhere. But Lakeside is a bit more spread out than other places we’ve lived. For instance, San Miguel is much more walkable, and there are taxis and buses everywhere.
Cultural opportunities are a bit more limited here, although Guadalajara has a symphony orchestra and other fine arts. That, however, requires a trip to the city. Lakeside does have the annual Northern Lights Festival de Febrero, which is Feb. 16-March 3, 2018. The festival features young classical and jazz musicians. In contrast, ProMusica in San Miguel has a much longer season.
This is not a final decision, and we’re still surprised that we’ve found Mexico to be so attractive as a retirement home. But the climate, the cost of living and the proximity to friends and family in the U.S. make this country highly attractive. There are other places we want to see, and a European location still might win the day. But we’ve already put some feelers out to find a rental here in Ajijic, starting about this time next year, for at least six months.
For now, it’s on to San Diego! Leslie and I have always known that it’s possible we will — at some point — need to be closer to our daughter Stephanie, or that she will need to be closer to us. Even closer than here in Ajijic. So we’re trying out San Diego, partly to see if we can afford the high costs there. We need to do our due diligence. And it lets us spend Thanksgiving and Christmas with Stephanie.
Besides, last Christmas Stephanie flew for over 24 hours and changed planes twice to get from San Diego to Malta. This year is her turn to stay home. We’ve rented a condo in the East Village neighborhood just three blocks from her place. And we’ll be taking a look at nearby communities like Temecula and Oceanside, even as far north as Irvine, where Steph works three days a week.
So we leave Ajijic saying not adios but hasta luego! And if you haven’t seen this video on Leslie’s FaceBook page, take a look. It’s fun, and it gives you an idea of how the ex-pats down here view their Mexican home.
Monday, Oct. 16, was Leslie’s birthday. We celebrated at one of the top-rated restaurants in town — Ajijic Tango. Varied menu, but the Argentine steaks are stars of the show. We had the filet mignon for two — 26 ounces of mesquite-grilled beef, medium rare. We each had half a baked potato and a glass of red wine. We finished off by having two cups of descafeinado (decaf coffee) and splitting a piece of flourless chocolate cake. Total bill with tip was 664 pesos — $35 USD!
Lest you think we made pigs of ourselves with that huge chunk of beef, we did a para llevar (doggy bag) on at least half of it. We had steak on our salads at lunch the next day, and steak-and-eggs for breakfast another morning.
That’s just one indicator of the Lakeside cost of living. Eating out is so inexpensive we often pay cash, especially at lunch.
I got a haircut a few weeks ago. I recall paying 200 pesos in Playa del Carmen. At Joe’s Barber Shop, just down the street, the haircut was only 80 pesos. With a tip, I paid a little over $5 USD. Leslie found a good place for a pedicure, which was only 160 pesos. That’s less than $9 USD. She’s gone back twice for other things.
Groceries, as usual, come from several different places — just like back in the U.S. One favorite spot is Super Lake, known for having lots of items popular with Americans and Canadians but with prices a bit higher than other stores. They have the best selection of gluten-free items. From our receipts, prices in USD:
Silk almond milk, 947 ml, $2.23.
Orowheat bread, $2.30.
President unsalted butter, 200g, $2.99.
Schar gluten-free bread, $5.47.
Filippo Berrio olive oil, 750ml, $6.79.
Pasta, gluten-free, 1 lb., $6.55.
One dozen brown eggs, $1.83.
Closer to home is Supermercado El Torito. We were told, “That’s where the Mexicans shop. The gringos shop at Super Lake.” One reason the locals shop at El Torito: lower prices, especially on meats. The grocery selection is not as good as Super Lake or Wal-Mart, but we saw a number of gringos shopping there. We got 1.82 pounds of ground beef at El Torito for $5.25, and two pounds of chicken breasts was about the same.
Tony’s is the best carneceria in our area. For example:
About a pound of ground beef, $2.78.
Nearly two pounds of chicken breasts, $4.26.
Just over a pound of smoked bacon, $3.50
A one-pound pork tenderloin, $2.35.
All our fruits and vegetables come from the Wednesday morning tianguis, where the real savings is. You’ll see lots of locals as well as ex-pats.
We have no idea what individual items cost at our favorite vendor. We put everything into a round plastic bin, they weigh everything individually and we pay the total price. Last week it was 180 pesos, roughly $10 USD, and we got:
One head green-leaf lettuce.
Four medium tomatoes.
One bunch cilantro.
Three white potatoes.
Two sweet potatoes.
One medium red onion.
Two small heads broccoli.
One poblano pepper.
One-half pound (approx.) green beans.
Five large portabella mushrooms.
At a different vendor, we got eight pints of fresh locally grown blackberries, raspberries and strawberries for 170 pesos, or $8.95. And to make my special pico de gallo, I got three medium jalapeños for 5 pesos, roughly 25 cents.
Shopping at the local markets saves money, as you can see. But it’s also a social event. We’re starting to see people we know at both the Tuesday morning organic market and the Wednesday morning tianguis. The organic market is great for home-made hummus, specialty chorizos, nuts, free-range eggs and chicken, and prepared foods such as tamales and tortilla español. It’s a little more expensive than the tianguis.
Unlike the tianguis, the Tuesday morning organic market is inside a large “eventos,” a hall where people often have large parties. Lots of great stuff here.
Let’s leave food now, I’m getting hungry while typing. The other big expenditure, no matter where you live, is housing. This area, like most we’ve encountered in our travels, has a wide range of available housing for sale and for rent. You can easily buy a nice home here for under $200,000 (all prices are USD), but if you want to be up the hill and have a lake view, that will cost closer to $350,000. Rentals range from less than $500 a month to well over $2,000. The good news for us is that there are rentals with views of the lake that fit our budget.
And unlike other places we’ve lived, Leslie and I have seen a number of homes here. Some on the market and some owned by new friends who’ve been showing us around. Most of the real estate companies have a free home tour once a week. We went on an Ajijic Real Estate tour of five homes. Two were in Racquet Club, a gated community in the San Juan Cosalá neighborhood. They were $269,000 and $349,000. The lower level of the more expensive one could be closed off and rented as a casita, so there was income potential. We also saw a nice 2/2 slightly closer to Ajijic for just $187,000, but the view was not as good.
On our way home from the tianguis one Wednesday, Leslie and I spotted an “open house” sign, so we wandered in. It was a new 3/2.5 in a gated compound. Dwight, the agent on duty, said the price had been reduced to $249,000. It was nice, but the only lake view was from the mirador on the third level. Many Lakeside homes have this feature. It’s usually a small area above the roof where the view is good and you can enjoy a glass of wine and watch the sunset. But in this condo, the mirador was a huge terrace complete with wet bar. You could have a party for 100 people easily!
Prices tend to be lower in the town of Chapala and other surrounding communities, but we prefer Ajijic. Here’s a sampling of what’s on the market right now, all in Ajijic:
If Leslie and I were to choose this area, we would definitely rent for at least a year, and if that works out we would most likely try to find a place with a three- to five-year lease option. The rental market is good right now, but lots of gringos are coming to Lakeside, so prices may go up.
Rents vary by area and whether or not there’s a lake view. We know someone who’s renting a 2/2 just off the main road in San Antonio Tlayacapan for $350/mo. It’s small and not in a subdivision, but it has a gated carport and a nice mirador. You can also find luxury properties on the hillside that rent for $2,500/mo. or more. Other possibilities include:
All that stacks up well with the other Mexican cities we’ve lived in, and in some ways Lake Chapala costs are slightly lower. Of course, it’s all less expensive than living in Chicago’s western suburbs.
I know it’s been awhile since the last post. Leslie and I have learned a lot about Lakeside recently. For example, there’s a lot to do here! You can be as busy or sedate as you like. We’ve been busy.
We made “history” recently. We rented a car, which is something we have not done except for the brief time we were in Illinois over the summer, but that doesn’t count.
Why a car? Ajijic centro is walkable but there’s a lot more to Lakeside than the centro, and some things require a car or a generous friend with a car. For example, we’ve been attending St.Andrew’s Anglican Church in the Riberas del Pilar neighborhood of San Antonio Tlayacapan (tuhlay-ah-kah-PAN). On our first visit we took a taxi there and got a ride home from our Canadian friend Libby, who lives right around the corner from us. She graciously picked us up the next week. But she did not plan to attend the following Sunday, so we had to make other arrangements. Also, the Tuesday organic market is a few miles west on the carretera, or main road. We took a taxi one week and managed to catch a bus back, but it took longer than expected and we missed an event at The Lake Chapala Society that we had planned to attend.
Taxis are less than dependable here in Ajijic. You cannot hail a cab as you can in most other Mexican cities in which we’ve lived. Here you must call or go to the sito (taxi stand) in Ajijic Plaza. We could use the buses. They’re only eight pesos per person and fairly dependable. But not all bus stops are clearly marked, and you often have to wait 15 to 20 minutes for a bus.
And there’s a lot to see outside of Ajijic, like Chapala and Jocotepec (ho-KOH-teh-peck), for example. You need a car to reach those towns, or to get to Costco in Guadalajara. So we got a little Nissan March for a couple of weeks.
One of the first things we did with our new wheels was to take a Saturday drive east to the town of Chapala, which is the largest Lakeside town and the seat of government for the Municipality of Chapala. It’s like a county or a township in the U.S. The Chapala municipality includes Chapala, Ajijic, San Antonio Tlayacapan and smaller towns, but not Jocotepec, the westernmost Lakeside town.
Chapala has more than 21,000 residents. Its malecon, or boardwalk, is longer and more commercial than Ajijic’s malecon, which is mostly a park. There’s a pier and a restaurant or two — that’s about it. It’s a quiet place to jog in the morning, or to walk your dog. In Chapala, though, we saw lots of vendors selling food and other items (ice cream!), and there were a number of hotels and restaurants with nice lake views. There are also small boats you can hire to take you out into the lake to visit one of the small islands.
Leslie and I were excited to see sailboats on the water at Chapala. The only watercraft near Ajijic are small fishing boats and kayaks. Leslie, who grew up in Tower Lakes just north of Barrington, Ill., remembers lots of Sunfish and Butterflies on a dramatically smaller lake. So it was good to see sails. A few days ago we learned why the sailboats steer clear of our end of the lake — it’s too shallow. The lake is deeper east of the town of Chapala.
This fact, and many more, came out of a program at The Lake Chapala Society called “Introduction to Lakeside.” Our leader was Rachel, who is Australian but came here from Canada seven years ago. She speaks Canadian with an Australian accent! Here are some other tidbits:
Mexicans celebrate a number of religious festivals, most of which involve fireworks at odd times, like in the middle of the night. The message: If late-night/early-morning noise is a problem for you, find a house that’s nowhere close to any local churches!
Health care in Mexico is highly rated — as good as, or better than, the U.S. Most Mexican docs graduated from the University of Guadalajara Medical School, which is affiliated with Johns Hopkins. Not too shabby.
The total population of Lakeside (from Chapala west to Jocotepec) is about 110,000.
Speaking of health care, we got yet another chance to experience health care in Mexico, and it is very good. Leslie’s eyes were irritated and the problem wasn’t responding to normal home treatment. She saw Dr. Rios, an ophthalmologist who said the problem was environmental — there are a lot of allergens floating around right now. He gave her two medications and will do a follow-up just before we leave town. The exam was 700 pesos — about $36 USD. That’s not the co-pay or deductible. That’s the total cost of the exam. We paid another 1,000 pesos (about $52 USD) for two medications, and that’s less than if we had gone to a farmacia. She’s already improving.
And it’s not just people health care. Last weekend, we had to take one of “our” cats, Doris Day, to the vet because she also appeared to have an eye infection. Total bill was 460 pesos — 150 for the examination and 310 pesos for eye drops. That’s less than $25 USD total, and the exam itself was less than $10 USD.
Sunday, we spent a terrific afternoon with Dale and Don, new friends from St. Andrew’s. They have a beautiful home with great views in the Puerta Arroyo subdivision on the western edge of Ajijic. Dale showed us some other houses in their neighborhood, including one under construction, then took us on a tour of other subdivisions she thinks we might consider renting if we come here permanently.
Are we leaning closer to Lakeside as our “permanent” home? Maybe.