San Diego for the holidays

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San Diego sunset, looking from the Convention Center toward Coronado Island.

Leslie and I have settled into our new digs here in beautiful San Diego. We managed to score an East Village condo two blocks from daughter Stephanie’s building and only “slightly” over our budget. (If you know SD, we’re on 11th Avenue between Island and Market.) I’ve already gotten us public transit passes and we took the trolley to the famous Saturday morning Little Italy Farmer’s Market. The people-watching is incredible!

It’s a bit cooler here than in Ajijic, 68° to 72° F. during the day and upper 50s to low 60s at night. Very pleasant, but we’re wearing sweaters and light jackets, especially in the evenings. Haven’t done that in awhile. Still, back in Chicagoland it’s already winter, so we’re smiling and enjoying life.

Our first trip to Ralphs Grocery for food was clear evidence we’re back in the States. For essentially the same stuff, we paid more than double (maybe close to triple) what we paid for groceries in any Mexican city we’ve lived in. That’s just anecdotal; I’ll do a “cost-of-living” post later on. But the significantly higher cost of food and dining out is undeniable. It’s one of the major reasons we’re leaning heavily toward Mexico as our retirement home.

But we have to do our due diligence, and that’s why we’re here. This is an experiment to see if we can live within our budget in Southern California, as an alternative to living in another country. We already see some upsides to San Diego. Leslie is thrilled, for example, that she can see Stephanie almost anytime she wants. She’s also excited that she can find her favorite coffee creamer at Whole Foods!

And it’s great that we can be here for Thanksgiving and Christmas.

I’t’s been awhile since the last post, I know. I’ve been sick for a week but I won’t bore you with details. Seems like this happens to one or both of us when we move. Not every time, but several times our progress has taken a back seat to illness immediately following a relocation. I’m better now and should be back to full strength in a day or two. If you’re ever in San Diego and you need a doctor, I strongly recommend you go to Sharp Rees-Stealy Downtown Urgent Care. Great nurses (thanks,Virgil!) and doctors (thanks, Dr. Taylor). You’ll think you’re in a hospital. These folks treated me very well.

More to come…

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I am a thorn among roses at one of Stephanie’s favorite spots, Coasterra. We had lunch overlooking the harbor with Steph’s long-time L.A.-area friends Terry (far left) and Emina (far right), who were in town for the weekend.

 

 

Low cost of living is a big plus for Ajijic

Monday, Oct. 16, was Leslie’s birthday. We celebrated at one of the top-rated restaurants in town — Ajijic Tango. Varied menu, but the Argentine steaks are stars of the show. We had the filet mignon for two — 26 ounces of mesquite-grilled beef, medium rare. We each had half a baked potato and a glass of red wine. We finished off by having two cups of descafeinado (decaf coffee) and splitting a piece of flourless chocolate cake. Total bill with tip was 664 pesos — $35 USD!

Lest you think we made pigs of ourselves with that huge chunk of beef, we did a para llevar (doggy bag) on at least half of it. We had steak on our salads at lunch the next day, and steak-and-eggs for breakfast another morning.

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It tasted as good as it looks!

That’s just one indicator of the Lakeside cost of living. Eating out is so inexpensive we often pay cash, especially at lunch.

I got a haircut a few weeks ago. I recall paying 200 pesos in Playa del Carmen. At Joe’s Barber Shop, just down the street, the haircut was only 80 pesos. With a tip, I paid a little over $5 USD. Leslie found a good place for a pedicure, which was only 160 pesos. That’s less than $9 USD. She’s gone back twice for other things.

Groceries, as usual, come from several different places — just like back in the U.S. One favorite spot is Super Lake, known for having lots of items popular with Americans and Canadians but with prices a bit higher than other stores. They have the best selection of gluten-free items. From our receipts, prices in USD:

  • Silk almond milk, 947 ml, $2.23.
  • Orowheat bread, $2.30.
  • President unsalted butter, 200g, $2.99.
  • Schar gluten-free bread, $5.47.
  • Filippo Berrio olive oil, 750ml, $6.79.
  • Pasta, gluten-free, 1 lb., $6.55.
  • One dozen brown eggs, $1.83.

Closer to home is Supermercado El Torito. We were told, “That’s where the Mexicans shop. The gringos shop at Super Lake.” One reason the locals shop at El Torito: lower prices, especially on meats. The grocery selection is not as good as Super Lake or Wal-Mart, but we saw a number of gringos shopping there. We got 1.82 pounds of ground beef at El Torito for $5.25, and two pounds of chicken breasts was about the same.

Tony’s is the best carneceria in our area. For example:

  • About a pound of ground beef, $2.78.
  • Nearly two pounds of chicken breasts, $4.26.
  • Just over a pound of smoked bacon, $3.50
  • A one-pound pork tenderloin, $2.35.

All our fruits and vegetables come from the Wednesday morning tianguis, where the real savings is. You’ll see lots of locals as well as ex-pats.

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These folks always have fresh produce.

We have no idea what individual items cost at our favorite vendor. We put everything into a round plastic bin, they weigh everything individually and we pay the total price. Last week it was 180 pesos, roughly $10 USD, and we got:

  • Eight carrots.
  • One head green-leaf lettuce.
  • Four medium tomatoes.
  • One bunch cilantro.
  • Three white potatoes.
  • Two sweet potatoes.
  • One medium red onion.
  • Two small heads broccoli.
  • One poblano pepper.
  • One-half pound (approx.) green beans.
  • Five large portabella mushrooms.

At a different vendor, we got eight pints of fresh locally grown blackberries, raspberries and strawberries for 170 pesos, or $8.95. And to make my special pico de gallo, I got three medium jalapeños for 5 pesos, roughly 25 cents.

Shopping at the local markets saves money, as you can see. But it’s also a social event. We’re starting to see people we know at both the Tuesday morning organic market and the Wednesday morning tianguis. The organic market is great for home-made hummus, specialty chorizos, nuts, free-range eggs and chicken, and prepared foods such as tamales and tortilla español. It’s a little more expensive than the tianguis.

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Unlike the tianguis, the Tuesday morning organic market is inside a large “eventos,” a hall where people often have large parties. Lots of great stuff here.

Let’s leave food now, I’m getting hungry while typing. The other big expenditure, no matter where you live, is housing. This area, like most we’ve encountered in our travels, has a wide range of available housing for sale and for rent. You can easily buy a nice home here for under $200,000 (all prices are USD), but if you want to be up the hill and have a lake view, that will cost closer to $350,000. Rentals range from less than $500 a month to well over $2,000. The good news for us is that there are rentals with views of the lake that fit our budget.

And unlike other places we’ve lived, Leslie and I have seen a number of homes here. Some on the market and some owned by new friends who’ve been showing us around. Most of the real estate companies have a free home tour once a week. We went on an Ajijic Real Estate tour of five homes. Two were in Racquet Club, a gated community in the San Juan Cosalá neighborhood. They were $269,000 and $349,000. The lower level of the more expensive one could be closed off and rented as a casita, so there was income potential. We also saw a nice 2/2 slightly closer to Ajijic for just $187,000, but the view was not as good.

On our way home from the tianguis one Wednesday, Leslie and I spotted an “open house” sign, so we wandered in. It was a new 3/2.5 in a gated compound. Dwight, the agent on duty, said the price had been reduced to $249,000. It was nice, but the only lake view was from the mirador on the third level. Many Lakeside homes have this feature. It’s usually a small area above the roof where the view is good and you can enjoy a glass of wine and watch the sunset. But in this condo, the mirador was a huge terrace complete with wet bar. You could have a party for 100 people easily!

Prices tend to be lower in the town of Chapala and other surrounding communities, but we prefer Ajijic. Here’s a sampling of what’s on the market right now, all in Ajijic:

  • A 2/2.5 in West Ajijic with lake and mountain views from the mirador. $117,500.
  • A 2/2 with casita (which makes it a 3/3, technically) in Upper Ajijic (north of the carretera, where homes are generally newer. Big yard and view of Lake Chapala. $212,000.
  • A 4/4 in tony Raquet Club on a double lot with a private pool, mirador and casita. $639,000.
  • And for the high rollers, there’s this one in Upper Chula Vista. Stunning, and only $850,000. Unfortunately, it just sold.

If Leslie and I were to choose this area, we would definitely rent for at least a year, and if that works out we would most likely try to find a place with a three- to five-year lease option. The rental market is good right now, but lots of gringos are coming to Lakeside, so prices may go up.

Rents vary by area and whether or not there’s a lake view. We know someone who’s renting a 2/2 just off the main road in San Antonio Tlayacapan for $350/mo. It’s small and not in a subdivision, but it has a gated carport and a nice mirador. You can also find luxury properties on the hillside that rent for $2,500/mo. or more. Other possibilities include:

  • A 3/2.5 in Upper Ajijic (north of the main road) with a small view of the lake. $700/mo.
  • A 3/2 in San Antonio Tlayacapan close to Wal-Mart and other shopping, but no views. $950/mo.
  • A 2/2 with study in Los Sabinos. No lake view but great outdoor space. Taxes, HOA fees, utilities and gardener included. $1,500/mo.
  • A 2/2 in Puerta Arroyo with lake and mountain views, a nice lawn, great patio, and a jacuzzi. $1,750/mo.

All that stacks up well with the other Mexican cities we’ve lived in, and in some ways Lake Chapala costs are slightly lower. Of course, it’s all less expensive than living in Chicago’s western suburbs.

Last post from Mexico coming up soon!

Hasta luego!

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It’s best to get to the tianguis early. I took this a little after noon, and the crowds have already thinned out.

 

 

Living in Playa, and a side trip to Tulum

As we near the end of our time in Playa del Carmen, let’s examine the cost of living in this neat little beach town. That’s always a major factor in deliberations over where we will spend our retirement.

Meals in Playa restaurants seem a bit higher than in some of the other Mexican cities we’ve lived in. That’s probably because we’ve been to places that cater almost exclusively to tourists. We’ve paid only a bit less than we would expect to pay at similar quality restaurants in places like Naperville, Westmont or Downers Grove. If we lived here, we would go more often to places the locals frequent. They’re usually less expensive.

More important for us is the cost of groceries, because we dine in more often than we dine out. Unfortunately, there is no central mercado here, as there was in San Miguel de Allende and Mérida. Mega is the closest American-style grocery store. We know them from other Mexican cities and they’re generally okay. Our purchases there included:

  • almond milk, 946ml, $2.51.
  • toothpaste, 4.5 oz., $2.32.
  • premium orange juice, 1L, $2.29.
  • ground beef, 19.7 oz., $4.42.
  • chicken breasts, 38 oz., $5.88.
  • olive oil, 750ml, $7.65.
  • dozen eggs, $.98.
  • Advil, 200mg, 24-pack, $3.44.
  • Orowheat multi-grain bread, $2.42.
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Dac Market is open-air. No walls or doors. See the baskets? Those are your “shopping carts.”

There are a number of markets that sell frutas y verduras (fruits and vegetables). Our favorite is the Dac Market, where you can get nuts, chiles, spices and dried fruits, such as raisins, in bulk. This market is larger than most neighborhood fruit stands, and their produce is definitely better than the big chain stores. Here’s a sample:

  • carrots, 27 oz., $.54.
  • limes, 21 oz., $.58.
  • white onions, 23 oz., $.60.
  • romaine lettuce, $1.11.
  • zucchini, 19 oz., $.30.
  • raisins, 12 oz., $1.08.
  • avocado, 15 oz., $1.83.
  • white potatoes, 17 oz., $.46.
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Colorful jars of bulk spices and seeds at Dac Market.

Meat and fish tend to be better at a carneceria or pescaderia. There are two meat shops and two fish vendors close to us. A few days ago, Leslie went to Pescaderia El Mero Mero and bought some very nice grouper for dinner. The owner told Leslie his shop had provided the fish for a Mexican television version of “Top Chef” that featured Rick Bayliss. Good enough for Rick, good enough for us! Leslie picked out two whole fish, then the owner’s assistant filleted them on the spot — fresh, never frozen. We ended up with four six-ounce fillets for less than $10 USD. And what Leslie did with it was muy sabroso!

Real estate is also important, and Playa is a little different from other places we’ve lived. Vacation rentals are everywhere, especially between the main road (Highway 307) and the beach. There are no high-rises here, only condo buildings three to five stories high.

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Typical new condo building. At one time, developers were limited to three stories. Now, five is the max.

And there are more on the way. If you’re a construction worker and you need a job, come to Playa. Several condos or hotels are under construction.

Real estate sales pitches tend to tout income potential — buy a condo in PDC for your vacations and rent it out whenever you’re not here. That’s not for us, but it’s normal here. And prices are all over the map. There’s a third-floor, two-bedroom condo for sale in our building, Aqua Terra, for $245,000 USD. They had an open house last week and we took a look. There’s a rooftop area that would be great for entertaining or sunbathing, but the view is nothing special.

Then there’s a two-bedroom unit in condo-hotel Aldea Thai, right on our favorite beach. It has a private pool and says it has “great views” but none of the photos show an ocean view. It seems a bargain at only $650,000 USD. Right across the street, they’re hard at work on Ocean Residences, one of many new luxury condo buildings. We talked about looking at the model, but haven’t done it yet.

Want to spend more? I found listings online up to $10 million USD. If you’re looking for a bargain, you’ll need to look outside Highway 307 or in some of the smaller towns between Cancún and Tulum. Buying on the Riviera Maya would take a lot of research, figuring out exactly where you want to be, then spending a lot of time with a good agent. There are a lot of properties for sale here.

Rentals, as noted, tend to be vacation rentals rather than long-term. Go on Airbnb or VRBO and you’ll find luxury properties that will set you back $500 a night or more, USD. We were lucky to grab something in our budget. I found long-term rentals online, but there are few bargains at $1,500 USD a month and more. There was one listing in Tulum for $1,000 USD a month. It’s a nice two-bedroom house with good outdoor spaces, but it’s not close to the beach and you would need a car to get anywhere.

So, does Playa stay on the list or not? That’s coming up in the next post!

Living on the Riveria Maya would not be boring, though. There are lots of attractions on this stretch of the Yucatan Peninsula that runs essentially from Puerto Morelos (just south of Cancún) in the north to Tulum in the south. There’s also the island of Cozumel, a 40-minute ferry ride from Playa, where scuba diving and snorkeling are big business. We visited Tulum last week to see more Mayan ruins.

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“The Castle” at Tulum. When Leslie and Stephanie were here many years ago, people could climb those stairs to the top. The authorities don’t allow that anymore because at least one person was injured in a fall here, according to our guide.

Leslie and her daughter Stephanie went to Tulum nearly 30 years ago when they were on a cruise. Back then, she says, the site consisted of “the castle” and not much else. Archeologists have uncovered much more of the site now, and it’s amazing. There’s even restoration work being done right now on a building that’s in danger of collapse.

Our guide Dan told us Tulum was probably the last city the Maya built.

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One of the few houses still standing at Tulum. Our guide said this was the home of the high priest. There are lots of foundations inside the walls of Tulum. Priests and other high-ranking Maya lived here while most lower-class people lived in villages outside the walls. 

Next time, I’ll review our five weeks in Playa del Carmen and let you know if we’ll be coming back any time soon. Spoiler alert: The humidity here is often greater than 90 percent!

Hasta luego!

Merida: Costs are low, too bad about the heat

If you’ve been following us since the beginning of this sojourn, almost eight months ago, you know Leslie and I are looking for a place to live in retirement where we will “never be cold again.”  So imagine my surprise when my lovely wife said to me: “I’ve learned one thing living in Mérida. It is possible to be too hot.” Yep. And, I might add, too humid.

It is incredibly hot here. Oppressive heat. Excessive sweating heat. Two showers a day heat. And we’ve been asked to use the air conditioners in the house sparingly because they use a ton of electricity and it’s supposedly quite expensive. If a house uses too much electricity, the state government can charge a higher rate. But what prompted Leslie’s comment is the amount of fun we had on Tuesday (May 23).

We had finished breakfast and were planning our day when the power went out. AC was not on in any room at the time, but we checked to make sure no breakers had been tripped. They had not. We contacted the rental agent for this house and she said it was a city-wide power failure. Later in the day, we learned that the entire Yucatan Peninsula was affected, from Cancún to Campeche. We heard that even parts of Mexico City were affected. This, on a day when the high in Mérida was forecast to be over 100° F. and the heat index around 105°. We spent most of the day in the pool.

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We’re smiling because this was our refuge from the heat during the power outage. Somehow, the pool water stays fairly cool even when it’s 100 degrees or more every day.

So even though we have about two weeks left here, Mérida is officially off our list. I still want to tell you about the cost of living here, because it seems to cost less to live here than in the other two Mexican cities we have tried. That makes it hard to eliminate this city, but there are reasons other than the heat and I’ll explain them in the final post from here.

This is strictly anecdotal, but taxis seem to charge less here than in Puerto Vallarta, for example. A ride I would have expected to pay $70 to $80 pesos for in PV was only $50 pesos here. Leslie bought two new pair of shoes a few days ago for about half what the same shoes would have cost in the U.S. There’s a small farmacia (drug store) right off Santiago Park where I bought some Advil, 24 tablets, for $2.70 USD.

Restaurant prices seem generally lower here — even lower than in other Mexican cities. I took Leslie out for dinner on Mother’s Day (even though she’s not my mother) at Apoala, a nice place that features food from the Mexican state of Oaxaca (wah-HAH-kah). Leslie had sea bass and I had a roast pork dish with black beans. Dinner for two, with wine, was about $60 USD. We would easily have paid over $100 in the U.S. for that meal. And we enjoyed breakfast this morning at Maize, Canela (cinnamon) y Cilantro. I had Mexican-style eggs (scrambled with tomatoes, onions, serrano peppers and chorizo) and refried black beans while Leslie had an omelet stuffed with chaya (a Yucatan green, similar to spinach). With one hibiscus tea and one cup of coffee, the total bill was $170 pesos — less than $10 USD.

Grocery store prices vary somewhat, as usual, depending on the store. Here’s a brief list of purchases at the three supermercados we’ve been to so far — Mega, Soriana and Wal-Mart:

  • premium OJ, 1L, $1.14
  • oatmeal, 800g, $1.62
  • rice, 900g, $.85
  • medium red onion, $.33
  • gluten-free bread, $5.17
  • almond milk, 946ml, $2.49
  • bacon, 227g, $4.18
  • 1 dozen eggs, $1.07
  • boneless, skinless chicken breasts, 1K, $4.73
  • paper towel roll, $1.41
  • coffee, 340g, $5.00
  • cilantro bunch, $.36

Contrast that with the mercado near Santiago Park, where lots of locals shop. A bag of limes — 13 of them — cost five pesos. Five. That’s only 27 cents USD at today’s exchange rate. At Nature’s Best in Westmont, where we used to shop regularly, you might get five-for-a-dollar on special. We also bought two nice Mexican squash and two large zucchini, all for 38 pesos, or two dollars.

At the other end of the market spectrum is the weekly Slow Food Market, where prices are higher but so is the quality. We pay roughly $30 pesos ($1.62 USD) for a bundle of lettuce — several different kinds — that usually lasts all week. Another vendor sells homemade hummus for $50 pesos, which is $2.71 USD. Closer to prices in U.S. stores, but frankly some of the best hummus we’ve tasted. Then there’s the sausage lady, the tamale guy, the gringo couple selling smoked meats, and the woman who sells various cuts of lamb. All high quality but on the pricey side — relatively.

And tonight we’re going to a performance by the Yucatan Symphony Orchestra at Teatro José Peón Contrearas.  I paid $400 pesos for two main-floor seats. That’s about $22 USD for two tickets. The cheapest orchestra-level seats at Symphony Center for a Chicago Symphony Orchestra concert are $56 a pop. Okay, that’s like comparing a nice Honda Accord to a BMW 7-series, I know. But you get the idea.

As for real estate, it’s a mixed bag. We’ve walked past a lot of really nice updated homes in the Santiago neighborhood sitting right next to a run-down rat hole. Sometimes between two run-down rat holes or empty shells. And we haven’t seen much outside our neighborhood. I’ll do a little more research and report on real estate prices next post.

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Just wanted to leave you with a shot of our pool. It’s small but deep, so we can cool off.

More photos next time — I hope! Hasta luego!