So what does it cost?

Cost of living is an important factor in our choice of where to live. It’s not the most important, but I think we must give stronger consideration to countries and cities where our dollar goes further. So let’s look at what we’ve been spending to live like the locals here in Montpellier, France.

After housing, food probably takes the biggest chunk of our budget. For most items, we go to the French grocer Monoprix, which has a store in nearby Place de la Comédie (all amounts in USD):

  • canned white tuna, 3.28 oz., $2.32.
  • facial tissue, $2.51.
  • almond milk, 1L, $3.48.
  • basmati rice, 17.6 oz., $2.04.
  • gluten-free bread, $5.13.
  • Colgate toothpaste, 2.5 oz., $2.90.
  • olive oil, 16.9 oz., $6.98.
  • President butter, 8.8 oz., $5,47.
  • one dozen eggs, $3.48.
  • Barilla pasta sauce, 12.8 oz., $2.27.

For fruits and vegetables, there’s the Halle Castellane market right next door to our building. There are a number of vendors for fruits and vegetables, chicken and meat, seafood, cheese, even wine:

  • aged comté cheese, 10 oz., $11.63.
  • broccoli, 10.9 oz., $1.01.
  • head of romaine lettuce, $1.52.
  • asparagus, 12 oz., $3.83.
  • eggplant, 9.3 oz., $.91.
  • zucchini, 11.1 oz., $1.02.
  • Roma tomatoes, 12 oz., $1.90.
  • carrots, 19 oz., $1.63.
  • white onions, 12 oz., $.80.
  • boneless chicken breasts, 11.5 oz., $6.54.
  • beef tenderloin, 10.2 oz., $14.85.

There’s also a good boucherie (butcher shop) close by. We got a 1.3-pound pork roast there for $9.18, and 2.2 pounds of ground beef for $14.99 — and they ground it fresh while we watched!

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Heirloom tomatoes at the Saturday morning open-air market.

We’ve also been to the open-air market under the 18th-century aqueduct, but the vendors don’t always provide receipts and I can’t remember what we spent. We pay cash for all those transactions. I sense it’s slightly less than at Halle Castellane. The open-air market is only on Tuesday and Saturday mornings, and it’s a bit of a hike. We’ve only been twice.

Wine appears to be the best bargain, and I guess we should expect that since we’re in the largest wine-producing region in France. We’ve found excellent local wines for $12 or less — even less than $10.

Dining out seems to cost roughly the same here in Montpellier as it does in Chicago’s western suburbs. I think we’ve been spending slightly less for dinner but more for lunch. For example, after church Sunday we stopped at a restaurant on the Place du Marché aux Fleurs (Flower Market Square) that features burgers and ratatouille. I had a burger with a nice German beer and Leslie had salmon with rice and ratatouille and a glass of rosé  — total of $47.05. Their basic burger was over $15. A few weeks ago we tried an Argentine restaurant that features empanadas. (I was looking forward to this because I used to enjoy empanadas from a food truck in the Loop.) We each had two empanadas. Granted, we had dessert and enjoyed two glasses of malbec each, but the total was $49.04.

Dinner, on the other hand, seems a bit more affordable. We cook at home most nights, though, so the sample size is small. We’ve been to three of the four places our host, Anne-Marie, recommended. On our first night in Montpellier, we went to Bistro d’Alco and enjoyed three-course meals that included some very fine foie gras as an appetizer. Can’t recall what the main courses were, but they both just blew us away. This is a highly rated farm-to-table restaurant with an ever-changing menu, and our total bill with wine was $79.18.

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Leslie admires the ceiling of the 13th-century building that houses a fine-dining restaurant. A bit on the pricey side, but the wine was fantastic!

The second restaurant was L’Artichaut (The Artichoke), where we spent $84.22. This place has earned the Michelin Bib Gourmand award for good, simple cooking at prices under $46. Leslie had the three-course meal (including a chocolate dessert that we shared), while I enjoyed a very nice fish. And of course there was wine. (One of our favorite quotes: “A meal without wine is — breakfast.”) I remember spending more on dinner for two at some of our favorite “special occasion” places in Westmont, Naperville and Oak Brook. So dinner can be a bit of a bargain, in my opinion — lunch, not so much. We did one fine dining experience at Restaurant 1789 in a 13th century building with Gothic ceilings. Pricey, but with amazing food and outstanding service.

I’m getting hungry now, so let’s move on to real estate, starting with the rental market. Based on what I’ve seen online and in handouts from some of the immobiliers (real estate agencies) in our area, the market seems geared toward university students and young singles. You can rent a studio for less than $600 per month (real estate amounts in USD too). You’ll pay more if you want an actual bedroom. For example, a one-bedroom on the city’s north side is $719, and one in the Beaux Arts neighborhood, closer to the historic center, is $812. Both are unfurnished.

That would not be adequate for Leslie and me. We need a two-bedroom because we hope some of you are going to come for a visit — wherever we eventually land. At the very least, we need a place for Stephanie when she comes. I went on one website that listed hundreds of rental properties. When I clicked on the filter for two bedrooms, I got back six. And four of those were unfurnished. Another site, though, offered a two-bedroom with a private garden in the Arceaux neighborhood for $1,350.

Sale prices, as usual, depend on location. One agency had a flyer that listed a two-bedroom apartment with a terrace and parking near the newer suburb of Port Marianne for just $180,646. On the high end, there’s an air-conditioned three-bedroom apartment in Place de la Comédie for $503,479. Great location, but it would be noisy. The place is the largest pedestrian square in Europe! I saw lower sale prices in outlying communities, such as Palavas-les-Flots, and Pezenas.

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We saw lots of new construction outside the city center. Montpellier is still the fastest growing city in France.

Being in the historic center is nice, but Leslie says that if we were to live here long-term she would want something more modern. Recently we took the Montpellier City Tour, a red bus that goes through some of the newer parts of this town. Modern can be found easily in places like Port Marianne and Odysseum, suburbs built in the 1990s while Montpellier was growing from the 28th largest city in France to its seventh largest. And there’s building underway. Looks like the state bird here is the construction crane. Live in one of these areas and you’re just a quick, inexpensive tram ride into the historic center and the main train station. Closer to the historic district is the Antigone neighborhood, which Leslie says she likes because of the classical Greek architecture. Different from the historic center, but with the same walkability — shops and restaurants everywhere.

That’s all on the dollars and cents angle. In the next post — our last from Montpellier — I’ll explain whether or not Leslie and I would consider living in this little corner of the south of France.

Bonne journée!

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A better look at the Gothic ceiling in 1789, a Michelin-rated restaurant next door to our apartment. Somebody worked all day on that ceiling — 500 years before the French Revolution, which was in…right, 1789.

 

Fires, househunting and Christmas

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Stephanie’s Christmas tree, overlooking the corner of 9th and Island. 

Once again I’ve taken a long time to put up a new post. But I’ve got a lot of very good excuses for my procrastination! We continue to look at possible retirement locations, but we’ve been doing some Christmas shopping too.

First I should tell you that Leslie and I are not in any danger from the wildfires ravaging Southern California. Most of the fires have been north of Los Angeles in Ventura County. The biggest and baddest of them, the Thomas Fire (they name fires like hurricanes here in California), is one of the worst in the state’s history.

The Lilac Fire (now fully contained) was the only one in San Diego County. It hit the North County area pretty hard. You may have seen national news reports about a number of thoroughbred horses being killed when this fire swept over a stable complex. Heroic efforts by horse owners saved many horses. Two people trying to save them were seriously injured, but it looks like they will both recover. Fortunately, the Lilac Fire never came near downtown San Diego. We didn’t see or smell smoke at any time, and we didn’t venture north while the fire was at its worst. We saw the effect of the Santa Ana winds, though. Nasty stuff. And humidities were below 20 percent most of last week.

Leslie and I have visited a few more places we could consider living, provided we’re forced into Plan B for whatever reason. Escondido is in North County (that’s what they call the northern part of San Diego County). It’s an inland town of about 150,000 that has a few 55-plus communities. Nice town, roughly 30 to 45 minutes from downtown San Diego. We also spent some time looking around Solana Beach, an upscale community right on the Pacific Ocean. Both are places we could definitely afford to live. We just wouldn’t be able to buy food or clothing or anything else for that matter!

That’s the big drawback to Plan B. Rentals can be $3,000 to $4,000 a month, or higher, for a two-bedroom apartment. Buying a condo means shelling out upwards of $500,000 in the downtown area for a two-bedroom — more if you want a view or an upper floor in a high-rise. And it’s not much better in the outlying areas where we’ve been looking.

 

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The North Park neighborhood, an older area just north of Balboa Park. Costs are a bit lower here than in downtown, and it’s a neat area. A possibility.

There is a way for us to pay for housing here, but it involves dipping into investments way earlier than planned. That raises the specter of outliving our money, which is not something we even want to think about.The other downside, especially to apartment rentals, is that everything is so small. We’ve seen two-bedroom apartments in North County that are about 850 square feet. The bedrooms are too small for our king-size bed.

Gotta go to the upside, though. On Tuesday I met with some guys at St. Paul’s United Methodist Church. It was noon, and we were sitting outside. I admit, I wore a long-sleeved shirt. But my new friends Tom and Lee were both wearing shorts! Looking for “normal” temperatures in the low 60s F. for Christmas Day.

And so it goes.

That’s all for now. Merry Christmas to all our family and friends, and Happy Hanukkah to our Jewish friends. Happy New Year to all!

More in 2018.

I leave you with this photo, taken at the North Park Farmer’s Market last Thursday afternoon:

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Yes, that is a chicken on the woman’s shoulder. A pet? Maybe, we didn’t stop to ask. Most people have dogs. But hey, it’s California.