So what does it cost?

Cost of living is an important factor in our choice of where to live. It’s not the most important, but I think we must give stronger consideration to countries and cities where our dollar goes further. So let’s look at what we’ve been spending to live like the locals here in Montpellier, France.

After housing, food probably takes the biggest chunk of our budget. For most items, we go to the French grocer Monoprix, which has a store in nearby Place de la Comédie (all amounts in USD):

  • canned white tuna, 3.28 oz., $2.32.
  • facial tissue, $2.51.
  • almond milk, 1L, $3.48.
  • basmati rice, 17.6 oz., $2.04.
  • gluten-free bread, $5.13.
  • Colgate toothpaste, 2.5 oz., $2.90.
  • olive oil, 16.9 oz., $6.98.
  • President butter, 8.8 oz., $5,47.
  • one dozen eggs, $3.48.
  • Barilla pasta sauce, 12.8 oz., $2.27.

For fruits and vegetables, there’s the Halle Castellane market right next door to our building. There are a number of vendors for fruits and vegetables, chicken and meat, seafood, cheese, even wine:

  • aged comté cheese, 10 oz., $11.63.
  • broccoli, 10.9 oz., $1.01.
  • head of romaine lettuce, $1.52.
  • asparagus, 12 oz., $3.83.
  • eggplant, 9.3 oz., $.91.
  • zucchini, 11.1 oz., $1.02.
  • Roma tomatoes, 12 oz., $1.90.
  • carrots, 19 oz., $1.63.
  • white onions, 12 oz., $.80.
  • boneless chicken breasts, 11.5 oz., $6.54.
  • beef tenderloin, 10.2 oz., $14.85.

There’s also a good boucherie (butcher shop) close by. We got a 1.3-pound pork roast there for $9.18, and 2.2 pounds of ground beef for $14.99 — and they ground it fresh while we watched!

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Heirloom tomatoes at the Saturday morning open-air market.

We’ve also been to the open-air market under the 18th-century aqueduct, but the vendors don’t always provide receipts and I can’t remember what we spent. We pay cash for all those transactions. I sense it’s slightly less than at Halle Castellane. The open-air market is only on Tuesday and Saturday mornings, and it’s a bit of a hike. We’ve only been twice.

Wine appears to be the best bargain, and I guess we should expect that since we’re in the largest wine-producing region in France. We’ve found excellent local wines for $12 or less — even less than $10.

Dining out seems to cost roughly the same here in Montpellier as it does in Chicago’s western suburbs. I think we’ve been spending slightly less for dinner but more for lunch. For example, after church Sunday we stopped at a restaurant on the Place du Marché aux Fleurs (Flower Market Square) that features burgers and ratatouille. I had a burger with a nice German beer and Leslie had salmon with rice and ratatouille and a glass of rosé  — total of $47.05. Their basic burger was over $15. A few weeks ago we tried an Argentine restaurant that features empanadas. (I was looking forward to this because I used to enjoy empanadas from a food truck in the Loop.) We each had two empanadas. Granted, we had dessert and enjoyed two glasses of malbec each, but the total was $49.04.

Dinner, on the other hand, seems a bit more affordable. We cook at home most nights, though, so the sample size is small. We’ve been to three of the four places our host, Anne-Marie, recommended. On our first night in Montpellier, we went to Bistro d’Alco and enjoyed three-course meals that included some very fine foie gras as an appetizer. Can’t recall what the main courses were, but they both just blew us away. This is a highly rated farm-to-table restaurant with an ever-changing menu, and our total bill with wine was $79.18.

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Leslie admires the ceiling of the 13th-century building that houses a fine-dining restaurant. A bit on the pricey side, but the wine was fantastic!

The second restaurant was L’Artichaut (The Artichoke), where we spent $84.22. This place has earned the Michelin Bib Gourmand award for good, simple cooking at prices under $46. Leslie had the three-course meal (including a chocolate dessert that we shared), while I enjoyed a very nice fish. And of course there was wine. (One of our favorite quotes: “A meal without wine is — breakfast.”) I remember spending more on dinner for two at some of our favorite “special occasion” places in Westmont, Naperville and Oak Brook. So dinner can be a bit of a bargain, in my opinion — lunch, not so much. We did one fine dining experience at Restaurant 1789 in a 13th century building with Gothic ceilings. Pricey, but with amazing food and outstanding service.

I’m getting hungry now, so let’s move on to real estate, starting with the rental market. Based on what I’ve seen online and in handouts from some of the immobiliers (real estate agencies) in our area, the market seems geared toward university students and young singles. You can rent a studio for less than $600 per month (real estate amounts in USD too). You’ll pay more if you want an actual bedroom. For example, a one-bedroom on the city’s north side is $719, and one in the Beaux Arts neighborhood, closer to the historic center, is $812. Both are unfurnished.

That would not be adequate for Leslie and me. We need a two-bedroom because we hope some of you are going to come for a visit — wherever we eventually land. At the very least, we need a place for Stephanie when she comes. I went on one website that listed hundreds of rental properties. When I clicked on the filter for two bedrooms, I got back six. And four of those were unfurnished. Another site, though, offered a two-bedroom with a private garden in the Arceaux neighborhood for $1,350.

Sale prices, as usual, depend on location. One agency had a flyer that listed a two-bedroom apartment with a terrace and parking near the newer suburb of Port Marianne for just $180,646. On the high end, there’s an air-conditioned three-bedroom apartment in Place de la Comédie for $503,479. Great location, but it would be noisy. The place is the largest pedestrian square in Europe! I saw lower sale prices in outlying communities, such as Palavas-les-Flots, and Pezenas.

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We saw lots of new construction outside the city center. Montpellier is still the fastest growing city in France.

Being in the historic center is nice, but Leslie says that if we were to live here long-term she would want something more modern. Recently we took the Montpellier City Tour, a red bus that goes through some of the newer parts of this town. Modern can be found easily in places like Port Marianne and Odysseum, suburbs built in the 1990s while Montpellier was growing from the 28th largest city in France to its seventh largest. And there’s building underway. Looks like the state bird here is the construction crane. Live in one of these areas and you’re just a quick, inexpensive tram ride into the historic center and the main train station. Closer to the historic district is the Antigone neighborhood, which Leslie says she likes because of the classical Greek architecture. Different from the historic center, but with the same walkability — shops and restaurants everywhere.

That’s all on the dollars and cents angle. In the next post — our last from Montpellier — I’ll explain whether or not Leslie and I would consider living in this little corner of the south of France.

Bonne journée!

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A better look at the Gothic ceiling in 1789, a Michelin-rated restaurant next door to our apartment. Somebody worked all day on that ceiling — 500 years before the French Revolution, which was in…right, 1789.

 

We join thousands marching in San Diego

First, the good stuff. Leslie and I have completed our Costa Rica plans, renting a condo in the Pacific beach town of Jacó (ha-KOH) for five weeks in March and April. So we have solid plans through the end of April.

Here’s how it plays out: We fly from San Diego to San Jose, Costa Rica, on Wednesday, Jan. 31, arriving late in the evening. We’ll spend that night at the Hampton Inn (great breakfast!) and then move on to the Central Valley town of Atenas (ah-TAY-nas). We’ll be there until March 10, when we go to Jacó. International Living has named Costa Rica the top retirement destination of 2018, so we’re excited.

On April 11 we fly from San Jose to Miami, then take a shuttle up the coast to Fort Lauderdale to board the Celebrity Reflection. We set sail the afternoon of April 13, arriving in the port of Rome on April 27.

That’s where it gets fuzzy. The plan is to be tourists in Italy, like we were in the U.K. in October 2016, for two or three weeks before taking up residence in France. In the coming days, we plan to nail down some of that Italian tourist stuff and decide which city in France will be (hopefully) the final stop on the two-year Vagabond Tour. We’ll be in France until late July, when our 90-day tourist visas expire, and then back to the Chicago area.

Now on to the fun stuff, completely unrelated to our travels. On Saturday, Jan. 20, Leslie and I joined more than 37,000 of our closest friends for San Diego’s version of The Second Annual Women’s March in Waterfront Park. You already know about this if you’re Facebook friends with Leslie, and some of the photos below will be familiar.

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It was a bright, crisp morning. Cool in the shade, pleasant in the sun. Just about perfect. 

We took the San Diego Metropolitan Transit System’s trolley (light rail) from our condo to Waterfront Park. Walking there was an option, of course, but there’s something weird about walking to a march! Getting off at the Little Italy stop, we could’ve turned right to go to the weekly farmer’s market, as we have done several Saturdays since our arrival. Instead, we turned left and followed the crowd into the park.

We couldn’t get close enough to hear the speeches well, but we were there and supporting the cause. Progressive rallies and marches are lots of fun, in my opinion, because the signs are so creative. The signs also feature correct spelling and proper grammar (usually). However, halfway through the route, just as the crowd turned to head back to Waterfront Park along a different street, I said to Leslie, “I don’t know about you, but I’m ready for lunch.” She quickly agreed and our need for a burger won out over our desire to march for anything. Lots of other marchers had the same idea. We both had burgers at Barleymash (I highly recommend The Volcano burger!) in the Gaslamp Quarter, then went home and took naps!

We both took lots of photos, and I leave you with some of my favorites. Next post from the land of Pura Vida: Costa Rica!

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How does Puerta Vallarta stack up?

Before the main event (and because there are not a lot of pics this time), here’s a photo I thought I had posted before but realize now that I never put it up for all to see. John and Anne Mixen came to Puerto Vallarta for a well-deserved vacation just a few days after we arrived here on March 1.

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We met John and Anne for drinks and watched an amazing sunset.

After a number of emails and texts, we met our old Naperville friends for drinks at the Lighthouse and dinner at Victor’s in the marina, followed by great conversation on the patio of our temporary home. It was great to see them again and catch up.

Now let’s talk pesos and dollars. Any consideration of where to live in retirement includes the cost of living. That’s a big factor in our decision, along with climate and a few other things. So let’s take a look at what it costs to live here in Puerto Vallarta.

We shop for food in several places, just like we did back in the States. The two major Mexican supermarkets are Soriana and Comercial Mexicana. Here’s a taste of what it costs to shop in an American-style supermercado (all numbers have been converted to U.S. measurement, and prices are in dollars at today’s exchange rate):

  • Lavazza coffee, 12 oz., $8.00
  • rice, 26.5 oz., $1.23
  • Colgate toothpaste, 4.6 oz., $2.04
  • oatmeal, 2.2 lbs, $1.07
  • gala apples, 23.8 oz., $.68
  • sliced deli ham, 17.6 oz., $5.39
  • olive oil, 25.4 oz., $5.28
  • gluten-free pasta, 12 oz., $2.61
  • loaf of 12-grain bread, $2.01
  • dozen eggs, $1.21

In San Miguel de Allende, and in Alicante, Spain, we shopped for fresh fruits and vegetabels at the mercado where the locals go. Puerto Vallarta is big city, so there isn’t one central market. We go to El Mercado Palmar de Aramara. It’s a neighborhood market, and we see lots of locals there. Here’s what we got this week:

  • pineapple (gold), $.69
  • carrots, 24.7 oz., $.48
  • red onion, $.59
  • raisins, 35.27 oz., $3.20
  • cauliflower, 35.27 oz., $1.09
  • white onions, 46.56 oz., $.45
  • cucumbers, 22.57 oz., $.93
  • Italian zucchini, 41.62 oz., $1.33
  • radishes, 35.27 oz., $.80

Obviously, we try to get fresh produce at the mercado whenever possible, but we have to take a bus or a taxi because it’s too far to walk. The bus is $15 pesos for both of us to ride. That’s less than a dollar US.

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Mexican buses are not much to look at, but they get us where we need to go. There are no routes, as such. You just look at the front window as the bus approaches. If you want to go to Centro, for example, hop on this one! And do you see the speed bump? Mexico LOVES speed bumps! They’re everywhere!

Taking a taxi is usually about $70 or $80 pesos, which is less than five dollars US. Transportation is not a big expense here in PV, but if we lived here permanently we would definitely need a car.

We usually have breakfast and lunch at home, as well as the evening meal most nights. Dinner out is always fun because there are a lot of excellent restaurants in PV, especially in the marina. We found a great place in the marina for seafood, Las Palomas Doradas. On our first visit, Leslie had mahi-mahi Veracruz style and I had — OK, I don’t remember what I had, but we both had a glass of wine and the bill was $38.25 US. On our second visit, we both had shrimp dinners with wine and paid less than $50 US. Plus, since it was a repeat visit, we got dessert free. There’s also a great Argentine restaurant, Rincon de Buenos Aires, where we both had steak with red wine and paid $57.85 US.

Is there expensive food too? Yes, we’ve had lunch twice at a gourmet burger spot, where Leslie had a glass of wine and I tried some Mexican craft beers. That ran us about $30 US, but the burgers are really good! And we have reservations next weekend at Puerto Vallarta’s top-rated restaurant (according to Trip Advisor), Tintoque, where we will celebrate daughter Stephanie’s birthday! That will be more on a par with high-end restaurants in the Chicago area. I’ll let you know.

There seems to be a lot of property on the market at any given time, which you would expect in a place like PV. There are also a lot of real estate agents, including some expats who prey on serve other expats. So I checked a reputable place, Coldwell Banker. Just so you know, CB on Main Street in Downers Grove has the best real estate agent in the Chicago suburbs, Slav Polinski. Slav, you should come down here! Anyway, the CB office in Marina Vallarta has a range of properties. These are some of the condos available (single-family homes are generally a bit higher):

  • A 1,200-square-foot, two-bedroom, two-bath in the Marina Golf complex for just $175,000. Overlooks the marina and the mountains.
  • A 1,732-square-foot, two-bedroom, two-bath in the Porto Fino complex for $395,000. It’s beachfront, on the seventh floor near the elevator, with views of the Bay of Banderas.
  • And just for comparison, a 4,000-square-foot, two-bedroom, three-bath penthouse in luxurious Bay View Grand for a mere $1.1 million. Two terraces, bars inside and outside, and a private pool. Here’s the listing, in case you want to dream a bit.

The Romantic Zone is another popular area of Puerto Vallarta. It’s in the centro, the older part of PV, and you can find homes with a little more Mexican character here. Just looking at the Coldwell Banker website, there are two-bedroom condos from $155,000 US up to $1.2 million US. For $599,000, you buy a two-bedroom, two-bath overlooking Los Muertos Beach, and it’s a penthouse with amazing ocean and beach views, plus a BBQ grill.

And that’s just from one agency, and just looking at their website. There are many other options. (Google “Puerto Vallarta real estate” if you’re interested.) Real estate here in PV is all over the map, literally and figuratively. For vacation rentals, the same thing. There are nice properties for rent under $1,000 US a month, and there are some ocean-front penthouses that rent for that same price, but per week!

In general, we think prices might be a little better in San Miguel or some of the other places we’ve visited. But we’re not done yet! At the end of April we head for the next destination, Mérida, capital of the state of Yucatan. More on that later.

Let’s close with a look at that sunset we enjoyed with our friends back in March. This is a regular occurrence here on Mexico’s Pacific coast.

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Sunset as seen from El Faro, The Lighthouse in Marina Vallarta. We have a pretty good view from the patio of our condo, too!

Hasta luego!