So what’s the cost of living in Costa Rica?

As we get ready to leave the land of pura vida, it’s time to talk dinero. If we choose to retire to Costa Rica, what would our cost of living be? It’s a key issue for us and always an inexact science.

Costa Rica’s currency is the colon. The current exchange rate is 566.795 colones to one U.S. dollar. So when you see something priced at 3,000 colones, that’s just a shade over five bucks. The guy at the airport car rental place called it “Monopoly money.”

Simply put, Costa Rica is not cheap. Eating out in restaurants, for example, costs us only slightly less than what we might pay in the U.S., and in some cases about the same. Last night we had steak and barbecued ribs at one of this town’s nicest spots, and it was slightly over $80 including wine and dessert. But last week we visited an excellent Thai/Balinese restaurant a short walk from our condo. Leslie had pad thai and I had Balinese beef stew. With lovely chicken spring rolls and two glasses of wine, we paid 27,400 colones — $48.34.

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Pineapples at the farmers market. Very sweet!

But we have most meals at home, buying groceries and cooking. As in Mexico, the food bargains are at Jacó’s Friday morning farmers market, where roughly $30 USD buys us a bag full of amazing fruits and vegetables. We bought a pineapple that was probably the best I’ve ever tasted. Great tomatoes, zucchini, watermelon, green beans and avocados. Most of the produce is local, but some comes from other Latin American countries, such as the apples from Chile.

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Stalls at the Friday farmers market. Not a big market, but some very nice produce.

We’ve shopped mainly at two grocery stores, and remember this is only for Jacó. We haven’t bought food anywhere else and prices might be different in other areas. Maxi Pali is a Costa Rican chain owned, I’m told, by Wal-Mart. It’s just down the street from our condo, and prices are lower than some of the other local stores. Here’s a sample:

  • fresh orange juice, 64 oz., $6.26.
  • 15 large eggs, $2.81.
  • local chorizo, three links, $1.50.
  • mayo, 14.1 oz., $1.98.
  • oatmeal, 42 oz., $2.21.
  • white onions, 20.8 oz., $1.41.

The more Americanized option is called Auto Mercado. It’s about a five-minute drive down the main highway in the Plaza Herradura shopping center. Prices are a little higher, but we can find things like gluten-free bread and pasta, and their wine selection seems to be the best. We got one of our U.S. favorites, Apothic Red, but it was $17.81 a bottle and we usually pay $7. Of course here, it’s imported! Here’s some of what we bought:

  • six limes, $2.50.
  • Costa Rican coffee, 12 oz., $7.59.
  • Ritz crackers, 9.14 oz., $2.71.
  • seedless red grapes, 28.7 oz., $8.75.
  • gluten-free pasta, 8.8 oz., $1.42
  • head of Boston lettuce, $.97.

We’ve gotten some meats at these stores, but we’ve also gotten great cuts at a lower price from El Rodeo, a carneceria just off the main street through town that was recommended by our new friend Lisa. She also guided us to a relatively new pescedaria where we got a little over 2.2 pounds of fresh mahi-mahi for just under $9. I think we made three meals off that fish.

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Not a great picture, but this is Jaco Bay Premium Towers where we’ve lived the past month. You could score a 2/2 here for under $300,000, but it’s pretty crowded on weekends. Yes, that’s a paraglider between the towers.

Moving on to real estate (all prices in USD), and I’ve tried to find properties in all three areas featured in this blog. I did not look in San Jose, although the San Jose neighborhood of Escazu (ess-kah-ZU) and the suburb of Alajuela (allah-WAY-la) are prime for North Americans to buy or rent. And please remember, we haven’t actually looked at any of these properties — I’ve just done a lot of research, either on the internet or by checking listings posted in real estate company windows.

Jacó is a beach town that’s known for surfing and partying.  A 2/2 at one end of the beach with amazing ocean views is listed for $389,000. Pretty good for ocean view. Don’t need a view of the Pacific? Here’s a nice 2/2 condo with a short walk to the beach for only $227,000. On the high end, a stand-alone villa for $1.2 million. Rentals are available, but it appears the focus is on short-term vacation rentals. I did find a 2/2 in central Jaco for $1,000 a month, but it’s not close to the beach. Right on the beach, in nearby Playa Hermosa, there’s a 2/1 for $2,000 a month.

Atenas isn’t near a beach, but the mountain views from this Central Valley village can be stunning. Here’s a 2/2 with two 1/1 casitas on the property for $699,999. And there’s a more moderately-priced option, a 3/2 in Grecia for $178,500. As for long-term rentals, I found a couple of nice 2/1 properties just outside Atenas running from $1,200 to $1,400 a month.

Prices are lower in the area around Lake Arenal. You can even get amazing views for a bargain price. Like this new 3/2 in a gated community with lake views for only $169,000. If you’re on a tight budget and you don’t need to see the lake, there’s this 2/1 renovated house in the village for just $89,000, and you can walk to many stores and restaurants. I had to work hard to find a high-dollar property but here it is, just reduced to $995,000. It’s a 3/3.5 with a garden shower and an infinity pool with waterfalls! Area rental prices are low, too, running around $500 a month. I found a 3/3 with volcano and lake views for $800 a month on a six-month lease. From a price standpoint, Arenal wins.

So does that mean we’re moving to Costa Rica? The answer is in the next post!

Pura Vida!

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Good stuff at the Jaco farmers market. And this photo was taken late in the morning, so everything had been picked over. Still some nice produce.

 

The Central Valley

Costa Rica advertises its Central Valley as having “the best climate in the world.” We’ve heard that about other places, too, so we had to check it out. The valley encompasses most of the country’s interior, and includes several national parks. This week, Leslie and I visited the Central Valley towns of Atenas, Grecia and Sarchi. We spent most of our time in Atenas (ah-TAY-nahs), which — you guessed it — is named for Athens, Greece.

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One of the main streets in Atenas.

Best climate? Depends on how you define “best.” One definition is a place where temperature and humidity are relatively constant throughout the year. However, it was unseasonably hot the few days we were there — in the low 90s F. with overnight lows in the upper 60s. Our Canadian host at the bed and breakfast where we stayed told us many North Americans leave Costa Rica at this time of year because it is hotter. Humidity is lower in the valley than at the beach, of course, but it still felt humid. So maybe it’s not “the best” climate.

Another thing that changes very little is sunrise and sunset. This area is so close to the equator, these events happen at roughly the same time every day. And there is no daylight saving time.

We also heard horror stories about Costa Rica’s rainy season, which is in the fall and is not limited to the Central Valley. Apparently there are deluges almost every day, and while they don’t last long they cause brief flooding in some places. Areas without paved roads have bigger problems. We noticed that streets in Costa Rican towns have drainage gutters built into the roadsides. They are made of concrete and some are at least six to eight inches wide and eight or nine inches deep. You’ve got to be careful when walking or you might break an ankle if you step into one, and very careful when parking or your car will drop off into the ditch.

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The drainage on this Atenas street is sloping toward the curb, and you can see the yellow walkway just to the right of the white car. Some drainage ditches are more squared-off.

We found Atenas to be fairly small (5,000 population, I think), with some very nice homes near the center of town. We talked with a young woman from the U.S. who lives with her husband and daughter on a nearby mountaintop. They can actually see the Pacific Ocean from their 6,000-foot perch. There’s a sizable gringo population, but it’s not as obvious as some Mexican towns, particularly Ajijic. We met some other ex-pats at a small cafe and learned there are men’s and women’s groups that meet weekly, so a new resident would have to get connected through those two social groups. A downside for us is the lack of a faith community. The closest English-speaking Protestant church is in a San Jose suburb.

Atenas sits at about 2,200 feet, while Grecia (GREH-see-ah), the largest of the three cities we visited, is slightly higher at 3,270 feet. That makes sense, because we thought it was just a bit cooler in Grecia. Sarchi is only 1,000 feet above sea level, and is a center for Costa Rican crafts. Furniture manufacturing is huge in Sarchi. We saw lots of places selling furniture.

So the Central Valley has some good things going for it, and a few things not so good. Leslie and I might consider coming back to spend more time here. To be continued.

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A common sight in the Central Valley is clouds hugging the mountaintops in the distance. I took this from the car window just outside Sarchi.

Finally, some fun facts about Costa Rica in general:

  • This country has no standing army. There are local and national police, of course, but Costa Rica abolished its army in 1948.
  • Life expectancy in Costa Rica is about 79 years. That’s among the highest in the world. The Nicoya Peninsula on the Pacific coast is one of the world’s seven Blue Zones, where people often live past 100 years.
  • The World Health Organization ranks Costa Rica’s health care system as the 36th best in the world. That’s one notch ahead of the United States (France and Italy top the list).
  • Costa Rica is the world’s unofficial hummingbird capital — home to 52 species of hummers.
  • There are five active volcanos in Costa Rica.

That’s it for now. Last post from Costa Rica coming soon, then it’s time to return to Europe. Time flies!

Happy Easter, and Pura Vida!

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This bus in Grecia is typical of Costa Rican public transportation. The buses here are much newer and nicer than those  in the Mexican towns where we lived.

Livin’ in the land of ‘Pura Vida’

Leslie and I finally made it to Costa Rica last week. This is a beautiful country, with a number of national parks and wildlife preserves. The national motto is, Pura Vida, which means “pure life,” or “simple life.” It’s more than just a saying or a greeting, it’s a way of life. This site gives you a brief explanation.

We’re living in the beach town of Jacó (ha-KOH) on the central Pacific coast. It’s a fairly small town, geared to touristas, very much like Playa del Carmen was in Mexico. It’s hot and humid, so we would probably not choose it as a place to live in retirement. But we rented a car so we could get to other parts of Costa Rica. Our original plan was to spend all of February in Atenas (ah-TAY-nahs), which is at about 2,000 feet elevation in the Central Valley. A long-weekend trip there, where the climate is probably more amenable, is in the works.

Driving in Jacó, and in most of Costa Rica, is difficult. There are a ton of bicycles on the road, some of which are motorized. Plus, pedestrians  like to cross the street pretty much anywhere they like, since there are few actual street corners. Looking for a parking place is also a challenge. On our first full day here, we were searching like crazy for a particular restaurant that was highly rated on Trip Advisor. Couldn’t find the restaurant OR a parking place.

When I finally spotted a place to park, I was so hungry and frustrated I just dragged Leslie into the first place that looked like there was food available — a hole in the wall. Well, actually there were no walls. Just some tables and chairs and a bar. Fortunately, we had stumbled onto a traditional Costa Rican soda. This was our first taste of Costa Rican food. We both ordered casado, which is a plate with salad, rice and beans, fried plantain, and choice of meats (chicken, beef, pork or fish). Nothing fancy, but it all tasted great!

One rather challenging thing about Costa Rica is that they do not have addresses or street signs. For example, here’s the “address” for the church we attended Sunday, right from their website: “Horizon Church is located 200 meters south of Pops Road on the Costanera (main highway) in front of Auto Tica.” Now, Pops Road is NOT the actual street name, and it is NOT marked — you have to know that it’s the road that runs past Helados Pops, or Pops Ice Cream Shop. See? Challenging. 

More on Costa Rica once we’ve seen a bit more of it! I’ll leave you with a shot of the beach I jogged on this morning.

Pura Vida!

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The volcanic-black-sand beach north of Jaco. Big waves. Lots of surfing farther south.

 

UPDATE 5, last in a series!

Gotta give credit to James, the American Airlines agent who re-booked our cancelled trip to Costa Rica at no additional cost! We’re all set to fly from San Diego to San Jose on Tuesday, March 13, and get this show back on the road where it belongs.

Leslie has almost fully recovered from the ordeal that landed her in the hospital last month. Many thanks to the nurses and other staff at Sharp Urgent Care and Sharp Memorial Hospital, especially those in the Emergency Department and Acute Care 7-West. We deeply appreciate Dr. Watt, who runs a great ER; Dr. Ghafourian, the incredible hospital-based internist; and Dr. Bench, the skilled surgeon who removed Leslie’s gall bladder.

Our extended time in San Diego has been terrific because we’ve been with our daughter Stephanie for a little over a month. We’ve been to some excellent East Village restaurants and Stephanie has enjoyed quite a few home-cooked meals.

Leslie and I have also had time to talk about the rest of the journey. We plan to be tourists in Italy for a few weeks, then live in southern France for six weeks or so. But now we think there may be time to sneak in a few weeks in Portugal, which wasn’t on our initial list but sounds like it’s worth a look. The original plan was to return to the Chicago area in the summer to see family and friends, as well as several physicians, and decide where we will live from now on. That may still happen, but we’re also re-thinking Uruguay. We might just head down there in November and December to check it out, and push decision-making to January 2019. We’re nothing if not flexible!

Next post from Jacó, on Costa Rica’s Pacific coast.

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The downside to leaving is saying good-bye to Lewis (right) and Piper.

UPDATE 4

Good news! Leslie saw her surgeon today (Thursday, Feb. 27) for a follow-up. He says she is “good to go.” Her recovery is actually a bit ahead of schedule, as he sees it. She’s really looking forward to a glass of wine with dinner tonight!

Now we can reschedule our Costa Rica trip and get this show back on the road. It’s just a matter of working with the airline to find a good date for heading south, and I will do that soon. We have accommodations lined up beginning March 10, so we’ll be shooting for something between now and March 9.

I’ll post when we have a departure date. Thanks again for your prayers!

 

UPDATE 3

Leslie was pretty out-of-it the day after her gall bladder removal, but she was better the second day and is making steady progress. There was some minor pain at first, which we expected, but after the second day she did not need the prescribed pain pills. She’s being a bit more careful about meals now, but we were already following a fairly low-fat diet so there won’t be any dramatic changes.

She has a follow-up appointment with Dr. Bench on Tuesday, Feb. 27. That’s when we’ll know how quickly we can resume our search for a place to retire.

Thanks to all who posted comments, especially those who’ve already been through this process and had the surgery. It was comforting to hear from you. Leslie and I appreciate your support and prayers.

Next post after the medical follow-up!

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One of the big benefits of living in San Diego County: On a Saturday afternoon in mid-February, we were able to join these folks and their best friends at the Del Mar Dog Beach. We had no dog, so we just enjoyed watching. The good people who now own our former Westmont home probably had to shovel snow.

UPDATE 2

Tuesday, Feb. 13. Ash Wednesday is tomorrow, but Leslie has already given up her gall bladder for Lent.

The surgery went about as expected. Dr. Bench used a robot to remove her gall bladder laparoscopically. The procedure took about 45 minutes. He said the gall bladder definitely needed to come out, since there were some gallstones still in there waiting to drift out and cause more problems. After she spent a couple of hours in recovery, Stephanie and I brought her home. Full recovery in about two weeks.

In that time, we will work on getting back on track. We should be in Costa Rica by March 10, maybe sooner if everything falls into place.

Thanks for all your prayers. More to come…

 

UPDATE

In the last post I said Leslie was tentatively scheduled for surgery on Saturday, Feb. 3. Didn’t happen. Her surgeon, Dr. Bench, didn’t like her test results, He preferred to wait until she recovered more fully from acute pancreatitis, which is what landed her in the hospital. And by the way, Dr. Bench was busy saving someone’s life in the ER for most of Saturday morning.

So Leslie was released from Sharp Memorial Hospital on Sunday, Feb. 4.  We’re bunking with our daughter Stephanie temporarily. Leslie’s gall bladder removal is now set for Tuesday afternoon, Feb. 13. If there’s no further delay, we should be able to resume our travels in early March.

Another update post-surgery…

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With Leslie out of the hospital, we were able to celebrate our 25th wedding anniversary Feb. 6 at Bluewater Boathouse Grill on Coronado Island. She looks great, doesn’t she? 

 

 

We join thousands marching in San Diego

First, the good stuff. Leslie and I have completed our Costa Rica plans, renting a condo in the Pacific beach town of Jacó (ha-KOH) for five weeks in March and April. So we have solid plans through the end of April.

Here’s how it plays out: We fly from San Diego to San Jose, Costa Rica, on Wednesday, Jan. 31, arriving late in the evening. We’ll spend that night at the Hampton Inn (great breakfast!) and then move on to the Central Valley town of Atenas (ah-TAY-nas). We’ll be there until March 10, when we go to Jacó. International Living has named Costa Rica the top retirement destination of 2018, so we’re excited.

On April 11 we fly from San Jose to Miami, then take a shuttle up the coast to Fort Lauderdale to board the Celebrity Reflection. We set sail the afternoon of April 13, arriving in the port of Rome on April 27.

That’s where it gets fuzzy. The plan is to be tourists in Italy, like we were in the U.K. in October 2016, for two or three weeks before taking up residence in France. In the coming days, we plan to nail down some of that Italian tourist stuff and decide which city in France will be (hopefully) the final stop on the two-year Vagabond Tour. We’ll be in France until late July, when our 90-day tourist visas expire, and then back to the Chicago area.

Now on to the fun stuff, completely unrelated to our travels. On Saturday, Jan. 20, Leslie and I joined more than 37,000 of our closest friends for San Diego’s version of The Second Annual Women’s March in Waterfront Park. You already know about this if you’re Facebook friends with Leslie, and some of the photos below will be familiar.

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It was a bright, crisp morning. Cool in the shade, pleasant in the sun. Just about perfect. 

We took the San Diego Metropolitan Transit System’s trolley (light rail) from our condo to Waterfront Park. Walking there was an option, of course, but there’s something weird about walking to a march! Getting off at the Little Italy stop, we could’ve turned right to go to the weekly farmer’s market, as we have done several Saturdays since our arrival. Instead, we turned left and followed the crowd into the park.

We couldn’t get close enough to hear the speeches well, but we were there and supporting the cause. Progressive rallies and marches are lots of fun, in my opinion, because the signs are so creative. The signs also feature correct spelling and proper grammar (usually). However, halfway through the route, just as the crowd turned to head back to Waterfront Park along a different street, I said to Leslie, “I don’t know about you, but I’m ready for lunch.” She quickly agreed and our need for a burger won out over our desire to march for anything. Lots of other marchers had the same idea. We both had burgers at Barleymash (I highly recommend The Volcano burger!) in the Gaslamp Quarter, then went home and took naps!

We both took lots of photos, and I leave you with some of my favorites. Next post from the land of Pura Vida: Costa Rica!

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Surprise! We’re back to Plan A.

You may recall that Leslie and I originally planned to go from San Diego to Costa Rica, but those plans changed because of scheduling issues. So we decided to take a cruise through the Panama Canal instead. A great way to celebrate our 25th anniversary, we thought. Well, we’re back to Plan A again!

It’s a long story — here’s the short version. The company we were working with to book the Panama Canal cruise failed miserably, so we called on USAA* for help. They quickly verified that canal cruises in the time frame we wanted were sold out. After some discussion about our options, they booked us on a repositioning cruise from Fort Lauderdale to Rome in mid-April. So we return to Europe in spring when temperatures are milder than in February!

That, in turn, caused us to take another look at Costa Rica, and we found what appears to be a good place — under budget — in the Central Valley town of Atenas (ah-TAY-nas). The plan is to be there for about five weeks, then head to a Pacific coast beach town for another five. Still working on the beach town. More on that in the next post.

The 14-night transatlantic cruise takes us from Fort Lauderdale to Civitavecchia, the port city of Rome, with stops in Tenerife, Canary Islands (Spain); Malaga, Cartagena and Barcelona, Spain; and Ajaccio, Corsica (France).

While we’re presently not sold on Italy as a place for us to live — at least not right now — Leslie and I would like to check it out and do some touristy stuff, like we did in Scotland and England when we started this journey in 2016. So the plan is to spend two or three weeks in various parts of Italy and then head to France for about six weeks, probably in Languedoc-Roussillon in southern France, or maybe in Provence. Details to come.

If all goes well, we will be back in the Chicago area in late July to see our doctors, catch up with friends and family, and make a decision on a retirement location. By the end of this year, we hope to be vagabonds no more!

Looking back at the last post, I’m afraid it may have left you with the impression that we don’t like San Diego. We love San Diego, but our focus is to live in another country. Plus, the cost of living in southern California is quite high, so things will have to change dramatically for us to retire here.

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Lots of Navy people attend this church. The design of the sanctuary is that of an old sailing vessel, upside down. The roof is the ship’s keel. 

There are lots of great things about San Diego, though. One of them is not even in San Diego — it’s St. Paul’s United Methodist Church, the “Church of the Voyager,” on Coronado Island. We’ve made some good friends at St. Paul’s and have learned a lot from Pastor Robb’s sermons, like his current thought-provoking series on the Gospel of John. Anytime we’re back in San Diego, we will return to St. Paul’s.

I’ll close with this: Stephanie’s Christmas gift to us was tickets to the musical “Hamilton”! All three of us went on Thursday, Jan. 11, to the San Diego Civic Theatre. Wow! This is the best show I’ve seen since “Les Miserables,” which is my all-time favorite. The music, the staging, the singing, the dancing — all just incredible. I’ll admit I was prepared not to like it because I’d heard some of it was in rap. But the rapping was like the recitative, or spoken words, in opera. It worked really well. I highly recommend “Hamilton.” Go see this one, it’s definitely worth the price!

The music is the real star: songs like My Shot, The Room Where it Happens, and Washington On Your Side, just to name a few. They’re not tunes you can hum while walking down the street, though. They are rich and complex, like fine wine. One of the most impressive things about this musical came after the last notes died away. The entire cast took a bow together. Curtain calls didn’t start with the minor characters and end up with the stars getting the most applause. No. The cast appeared at the end as equals, no matter what role they had. It made me think about Mr. Jefferson’s eloquent words, “…all men are created equal.” Too bad we have drifted so far away from that idea.

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The Civic Theatre is an excellent venue. Decent seats and good sight lines, even from the upper balcony. We could see the dance moves well from up above.

 

*We use San Antonio-based USAA (United Services Automobile Association) for car and home insurance, life insurance (Mike), banking and investments. In fact, I’ve never had any other brand of car insurance — over 45 years with the same company. The bank and investment services are available to anybody, but the insurance is sold only to current and former military officers and certain non-commissioned officers. The company offers many additional services to members, including a car buying service and a travel agency. If you ever served in the military, go to their website to see if you qualify to become a USAA member. And no, they didn’t pay me for this advertisement!